Sullivan County and Mamakating Town property record for 295 Spruce Rd, Middletown, NY 10940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,881 sqft · built 1922 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $484,000 (Apr 2025) |
| Tax Bill | $7,890 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 484089 72.-1-28.2 |
| Primary APN | 484089 72.-1-28.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,881 sqft Living Area |
| 1st Floor Area | 1,206 sqft |
| Upper Floors Area | 675 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 94,525 sqft (2.17 acres) |
| Lot Width | 321 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 467 sqft |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 036300 |
|---|---|
| Street Address | 295 SPRUCE RD |
| City | MIDDLETOWN |
| State | NY |
| Zip | 10940-7841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 1 |
| Legal Lot Number | 28.002 |
| Jurisdiction | SULLIVAN NY |
| Township / Civil Division | MAMAKATING |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 951202 |
Source: Sullivan County and Mamakating Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 GRIFFIN RD, CUDDEBACKVILLE, NY 12729-5155 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 23, 2020 | Grant Deed, Transfer · Conventional with PMI PRIME LNDG |
| Apr 22, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2025 · Amount on Record |
| Deed Sale | Apr 9, 2025 · Amount on Record |
| Prior Sale | Sep 23, 2020 · Amount on Record |
| Deed Document Number | 20252570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Recording Date | Sep 23, 2020 |
| Property Address | 295 SPRUCE RD, MIDDLETOWN, NY 10940-7841 |
| Document Number | 0000006904 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 6904 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | WALL STATE ABSTRACT, WALL ST ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 HURON ST BROOKLYN NY 112221770, BROOKLYN, NY 11222-1770 |
| Document Number | 6905 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 6905 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SULLIVAN NY |
| Property Address | 295 SPRUCE RD, MIDDLETOWN, NY 10940-7841 |
| Document Number | 0000005992 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 295 SPRUCE RD MIDDLETOWN NY 109407841, MIDDLETOWN, NY 10940-7841 |
| Document Number | 0000005992 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 5992 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Sullivan County and Mamakating Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Sullivan County |
| County Subdivision | Mamakating Town |
| Unified School District | Minisink Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,890.00 | $115,500 (-) Land $36,200 Building $79,300 | $339,700 (+10.29%) Land $106,469 Building $233,231 |
| 2023 | $115,500 Land $36,200 Building $79,300 | $308,000 Land $96,533 Building $211,467 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 99.1% of New York |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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