258 Spruce Rd, Middletown, NY 10940 Property Records

Sullivan County and Mamakating Town property record for 258 Spruce Rd, Middletown, NY 10940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,650 sqft · built 1950
Lot Size2.2 acres (95,832 sqft)
OwnerIndividual Name on File
Tax Bill$9,625 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Jun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN484089 72.-1-9

Property Details

APN / Parcel Number

Primary APN484089 72.-1-9
Alternative APN
  • 4089072 0001009000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,650 sqft Living Area
1st Floor Area2,095 sqft
AtticAttic
Attic Area555 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialStucco
Lot Area95,832 sqft (2.2 acres)
Lot Width182 ft Width
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area185 sqft
Patio Area68 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address258 SPRUCE RD
CityMIDDLETOWN
StateNY
Zip10940-7843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block1
Legal Lot Number9.000
JurisdictionSULLIVAN NY
Township / Civil DivisionMAMAKATING
Census Block Group1
Census Block1018
Census Tract951202

Owner

258 Spruce Rd is owned and occupied by an individual.

Source: Sullivan County and Mamakating Town records, as of April 27, 2026

Owner of RecordIndividual Name on File
Mailing Address258 SPRUCE RD, MIDDLETOWN, NY 10940-7843
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jun 30, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSULLIVAN NY
Property Address258 SPRUCE RD, MIDDLETOWN, NY 10940-7843
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000114
DateAug 31, 2023
Instrument2023-7114
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSULLIVAN NY
Property Address258 SPRUCE RD, MIDDLETOWN, NY 10940-7843
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number636
DateJun 30, 2021
Instrument2021-6636
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 258 Spruce Rd was $9,625 with a homeowner's exemption.

Source: Sullivan County and Mamakating Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountySullivan County
County SubdivisionMamakating Town
Unified School DistrictMinisink Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,625.00$140,900 Land $36,200 Building $104,700$414,400 Land $106,468 Building $307,932
2023$140,900 Land $36,200 Building $104,700$375,733 Land $96,533 Building $279,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 258 Spruce Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 258 Spruce Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 99.1% of New York
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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