273 Spruce Rd, Middletown, NY 10940 Property Records

Sullivan County and Mamakating Town property record for 273 Spruce Rd, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1994
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on Record
Tax Bill	$9,673 (2025)
Deeds & Mortgages	May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`484089 72.-1-26.6`

Property Details

APN / Parcel Number

Primary APN	`484089 72.-1-26.6`
Alternative APNs	`4089072 0001026006` `026675`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	972 sqft
2nd Floor Area	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	60,113 sqft (1.38 acres)
Lot Width	158 ft Width
Garage Type	Basement
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	026675
Street Address	273 SPRUCE RD
City	MIDDLETOWN
State	NY
Zip	10940-7841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	26.006
Jurisdiction	SULLIVAN NY
Township / Civil Division	MAMAKATING
Census Block Group	1
Census Block	1026
Census Tract	951202

Owner

Source: Sullivan County and Mamakating Town records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	273 SPRUCE RD, MIDDLETOWN, NY 10940-7841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 6, 2005
Transfer Doc	2994000643
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	273 SPRUCE RD, MIDDLETOWN, NY 10940-7841
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	648
Date	May 11, 2021
Instrument	2021-4648

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Sullivan County and Mamakating Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Mamakating Town
Unified School District	Minisink Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,673.00	$141,600 (-) Land $33,300 Building $108,300	$416,500 (+10.3%) Land $97,948 Building $318,552
2023		$141,600 Land $33,300 Building $108,300	$377,600 Land $88,800 Building $288,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 99.1% of New York
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000