2769 Valencia Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2769 Valencia Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 1976
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,335,000 (Sep 2026)
Tax Bill	$10,722 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`041-451-04`

Property Details

APN / Parcel Number

Primary APN	`041-451-04`
Alternative APN	`041-451-04-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
Gross Area	2,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces
Deck Area	430 sqft
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2769 VALENCIA RD
City	APTOS
State	CA
Zip	95003-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1001
Census Tract	122204

Owner

Source: Santa Cruz County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2769 VALENCIA RD, APTOS, CA 95003-9616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Mar 5, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 5, 2021	Correction Deed CHICAGO TITLE INSURANCE CO
Sep 10, 2021	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	202620723
Prior Transfer Date	Feb 28, 2024
Prior Transfer Doc	0000004081
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 15, 2026
Property Address	2769 VALENCIA RD, APTOS, CA 95003-9616
Document Number	0000020723
Instrument Date	Sep 8, 2026
Instrument	202620723
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148,318.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2769 VALENCIA RD, APTOS, CA 95003-9616
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020724,
Date	Sep 15, 2026
Instrument	202620724

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 5, 2024
Property Address	2769 VALENCIA RD, APTOS, CA 95003-9616
Document Number	0000004081
Instrument Date	Feb 28, 2024
Instrument	2024-0004081
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 610, APTOS, CA 95001-0610

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 5, 2021
Property Address	2769 VALENCIA RD, APTOS, CA 95003-9616
Document Number	0000050441
Instrument Date	Aug 30, 2021
Instrument	2021-0050441
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 610, APTOS, CA 95001-0610

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 10, 2021
Property Address	2769 VALENCIA RD, APTOS, CA 95003-9616
Document Number	0000046739
Instrument Date	Aug 30, 2021
Instrument	2021-0046739
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 610, APTOS, CA 95001-0610

Mortgage

Document Number	0000046740
Date	Sep 10, 2021
Instrument	2021-0046740

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 17, 2017
Property Address	2769 VALENCIA RD, APTOS, CA 95003-9616
Document Number	0000034777
Instrument Date	Oct 10, 2017
Instrument	34777
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2769 VALENCIA RD APTOS CA 950039616, APTOS, CA 95003-9616

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$923,198 (+2%) Land $591,430 Building $331,768
2025	$10,722.00 (+9.58%)	$905,097 (+4.04%) Land $579,834 Building $325,263
2023	$9,785.00 (+1.83%)	$869,950 Land $557,318 Building $312,632	$1,234,620
2022	$9,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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