Santa Cruz County property record for 2759 Valencia Rd, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,717 sqft · built 1974 |
| Lot Size | 0.463 acres (20,168 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,090,000 (Sep 2023) |
| Tax Bill | $13,059 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Mar 2022 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-451-23 |
| Primary APN | 041-451-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,717 sqft Living Area |
| Gross Area | 2,201 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 20,168 sqft (0.463 acres) |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 588 sqft |
| Patio Area | 588 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2759 VALENCIA RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | MILTON C RODGERS |
| Legal Lot Number | B |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 122204 |
Source: Santa Cruz County records · APN 041-451-23
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2759 VALENCIA RD, APTOS, CA 95003-9616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2023 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Mar 08, 2022 | Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC |
| Dec 02, 2020 | Intrafamily Transfer, Transfer · Reverse Mortgage HIGHTECHLENDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on Record |
| Deed Sale | Sep 20, 2023 · Amount on Record |
| Prior Sale | Jan 29, 1999 · Amount on Record |
| Deed Document Number | 202317779 |
| Prior Transfer Date | Nov 24, 2020 |
| Prior Transfer Doc | 0000051539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 20, 2023 |
| Property Address | 2759 VALENCIA RD, APTOS, CA 95003-9616 |
| Document Number | 0000017779 |
| Map Reference | MB 45 PG 52 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 2023-0017779 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,199.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1626 HOLLINGSWORTH DR, MOUNTAIN VIEW, CA 94040-2951 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2759 VALENCIA RD, APTOS, CA 95003-9616 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2759 VALENCIA RD, APTOS, CA 95003-9616 |
| Document Number | 0000007625 |
|---|---|
| Date | Mar 08, 2022 |
| Instrument | 2022-0007625 |
| Name | HIGHTECHLENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.89% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.89% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 02, 2020 |
| Property Address | 2759 VALENCIA RD, APTOS, CA 95003-9616 |
| Document Number | 0000051539 |
| Map Reference | MB 45 PG 52 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 2020-0051539 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2759 VALENCIA RD, APTOS, CA 95003-9616 |
| Document Number | 0000051540 |
|---|---|
| Date | Dec 02, 2020 |
| Instrument | 2020-0051540 |
| Name | HIGHTECHLENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.36% |
| Type Change Date | Jan 01, 2021 |
| Index | 1-Year LIBOR |
| Document Number | 0000051541 |
|---|---|
| Date | Dec 02, 2020 |
| Instrument | 2020-0051541 |
| Name | HIGHTECHLENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.36% |
| Type Change Date | Jan 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,134,036 (+2%) Land $850,527 Building $283,509 | ||
| 2025 | $13,059.00 (+117.58%) | $1,111,800 (+110.81%) Land $833,850 Building $277,950 | |
| 2023 | $6,002.00 (+1.92%) Homeowner's exemption | $527,398 Land $316,441 Building $210,957 | $953,100 |
| 2022 | $5,889.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC., Xfinity.
Based on FCC filings for 135 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CENTRAL WATER DISTRICT serves 2,726 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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