2791 Valencia Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2791 Valencia Rd, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,225 sqft · built 1974
Lot Size0.528 acres (23,000 sqft)
OwnerIndividual Name on File
Last Sale$954,000 (Mar 2014)
Tax Bill$13,632 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN041-501-10

Property Details

APN / Parcel Number

Primary APN041-501-10
Alternative APN
  • 041-501-10-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,225 sqft Living Area
Gross Area2,684 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area23,000 sqft (0.528 acres)
TerrainSteep
View / LotMountain
Garage TypeAttached
Garage Area459 sqft
Parking Spaces2 Parking Spaces
Deck Area548 sqft
Patio Area548 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2791 VALENCIA RD
CityAPTOS
StateCA
Zip95003-9616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionAPTOS RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1001
Census Tract122204

Owner

2791 Valencia Rd is owned and occupied by an individual who acquired it in February 2015.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 483, TAHOMA, CA 96142-0483
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2014 · Amount on File
Deed SaleMar 21, 2014 · Amount on File
Prior SaleApr 6, 2004 · Amount on File
Deed Document Number20148920
Last Transfer DateFeb 27, 2015
Transfer Doc0000015405
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2791 VALENCIA RD, APTOS, CA 95003-9616
Transaction TypeMortgage
Record UpdatedSep 23, 2021
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address2791 VALENCIA RD, APTOS, CA 95003-9616

Mortgage

Document Number0000045168
DateAug 31, 2021
Instrument2021-0045168
Lender
NameRATE PLUS INC
TypeNon-Lending Institution
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2791 Valencia Rd was $13,632 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,192,863 (+2%) Land $715,718 Building $477,145
2025$13,632.00 Homeowner's exemption$1,169,474 Land $701,684 Building $467,790
2023$12,459.00 (+1.81%) Homeowner's exemption$1,124,062 Land $674,437 Building $449,625$1,307,160
2022$12,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2791 Valencia Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2791 Valencia Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL WATER DISTRICT
serves 2,726 people · EPA ID CA4410018
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Cruzio, Etheric Networks, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Valencia Rd

Nearby Streets

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