2775 Valencia Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2775 Valencia Rd, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,584 sqft · built 1966
Lot Size0.426 acres (18,557 sqft)
Owner2 Trust Names on File
Last Sale$882,500 (Apr 2019)
Tax Bill$11,619 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN041-451-07

Property Details

APN / Parcel Number

Primary APN041-451-07
Alternative APN
  • 041-451-07-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,584 sqft Living Area
Gross Area1,984 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area18,557 sqft (0.426 acres)
TerrainSteep
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address2775 VALENCIA RD
CityAPTOS
StateCA
Zip95003-9616
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1001
Census Tract122204

Owner

Source: Santa Cruz County records · APN 041-451-07

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address2775 VALENCIA RD, APTOS, CA 95003-9616
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC
Dec 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC
Apr 09, 2019Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Sep 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Apr 20, 2017Intrafamily Transfer, Transfer · VA Mortgage
BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 09, 2019 · Amount on Record
Deed SaleApr 09, 2019 · Amount on Record
Deed Document Number20198874
Prior Transfer DateMar 20, 2017
Prior Transfer Doc0000013160
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2775 VALENCIA RD, APTOS, CA 95003-9616
Transaction TypeMortgage
Record UpdatedMar 03, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2775 VALENCIA RD, APTOS, CA 95003-9616

Mortgage

Document Number0000010193
DateFeb 17, 2021
Instrument2021-0010193
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2775 VALENCIA RD, APTOS, CA 95003-9616
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040409
DateDec 20, 2019
Instrument2019-0040409
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 09, 2019
Property Address2775 VALENCIA RD, APTOS, CA 95003-9616
Document Number0000008874
Instrument DateApr 04, 2019
Instrument2019-0008874
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2775 VALENCIA RD, APTOS, CA 95003-9616

Mortgage

Document Number0000008875
DateApr 09, 2019
Instrument2019-0008875
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2775 VALENCIA RD, APTOS, CA 95003-9616
Document Number0000030481
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedNov 01, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2775 VALENCIA RD APTOS CA 950039616, APTOS, CA 95003-9616

Mortgage

Document Number0000030481
DateOct 09, 2018
Instrument30481
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 08, 2048

April 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateApr 20, 2017
Property Address2775 VALENCIA RD, APTOS, CA 95003-9616
Document Number0000013160
Map ReferenceVOL1591 PG147
Instrument DateMar 20, 2017
Instrument2017-0013160
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyTIMIOS TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2775 VALENCIA RD, APTOS, CA 95003-9616

Mortgage

Document Number0000013161
DateApr 20, 2017
Instrument2017-0013161
Lender
NameBBMC MORTGAGE LLC
TypeGovernment Agency
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,004,134 (+2%) Land $750,967 Building $253,167
2025$11,619.00 (+9.51%)$984,446 (+4.04%) Land $736,243 Building $248,203
2023$10,610.00 (+1.81%)$946,218 Land $707,653 Building $238,565$913,410
2022$10,421.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 27% of California
Wildfire LikelihoodAbout 1 in 1,042 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Valencia Rd

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