265 View Point Dr, Richmond, KY 40475 Property Records

Madison County property record for 265 View Point Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,933 sqft
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$242,500 (May 2017)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0041-0014-0029`

Property Details

APN / Parcel Number

Primary APN	`0041-0014-0029`
Alternative APNs	`107204` `144534` `74697`

Interior

Stories	1 Story
Building Area	1,933 sqft Living Area
1st Floor Area	1,713 sqft
Basement Area	1,713 sqft
Unfinished Basement	1,713 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	74697
Street Address	265 VIEW POINT DR
City	RICHMOND
State	KY
Zip	40475-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN POINT LOT 29
Legal Subdivision	HIDDEN POINT SUB
Legal Lot Number	29
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1014
Census Tract	10701

Owner

265 View Point Dr is owned and occupied by two individuals who bought it in May 2017.

Source: Madison County records, as of December 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	265 VIEW POINT DR, RICHMOND, KY 40475-8228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 30, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 6, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2017 · Amount on File
Deed Sale	May 30, 2017 · Amount on File
Deed Document Number	20172013959281
Deed Book / Page	00745 / 318
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	265 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2017/385
Date	Jan 29, 2021
Book Page	M2017/385
Instrument	2014028568

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	321 Months
Due	Oct 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 30, 2017
Property Address	265 VIEW POINT DR, RICHMOND, KY 40475-8228
Document Number	D00745/318
Book / Page	D00745 / 318
Map Reference	MB17 PG74
Instrument Date	May 26, 2017
Instrument	2013959281
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 VIEW POINT DR, RICHMOND, KY 40475-8228

Mortgage

Document Number	2013959282
Date	May 30, 2017
Instrument	2013959282

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Mar 6, 2017
Property Address	265 VIEW POINT DR, RICHMOND, KY 40475-8228
Document Number	D00742/032
Book / Page	D00742 / 032
Map Reference	MB17 PG74
Instrument	2013955320
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 TUSCANY WAY, RICHMOND, KY 40475-8076

Tax Assessment & Valuation

The 2025 property tax bill for 265 View Point Dr was $2,923.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,923.00	$310,000	$310,000
2023	$2,667.00	$275,000	$275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 View Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 View Point Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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