2755 E Vista Ridge Dr, Orange, CA 92867 Property Records

Orange County property record for 2755 E Vista Ridge Dr, Orange, CA 92867

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,677 sqft · built 2002
Lot Size	0.358 acres (15,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,152,000 (May 2003)
Tax Bill	$19,311 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`361-571-54`

Property Details

APN / Parcel Number

Primary APN	`361-571-54`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	4,677 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	15,577 sqft (0.358 acres)
Garage Area	617 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	2755 E VISTA RIDGE DR
City	ORANGE
State	CA
Zip	92867-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10439 BLK LOT 184 TRACT 10439 LOT 184 POR OF LOT & POR OF LOTS F,
Legal Subdivision	F & VISTA RIDGE DRIVE
Legal Tract	10439
Legal Lot Number	184,F
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3003
Census Tract	75813

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2755 E VISTA RIDGE DR, ORANGE, CA 92867-1724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 8, 2020	Quit Claim Deed, Transfer FRED JAMES
Nov 15, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage FRED JAMES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2003 · Amount on Record
Deed Sale	May 19, 2003 · Amount on Record
Deed Document Number	2003575580
Last Transfer Date	Dec 31, 2024
Transfer Doc	0000009106
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2755 E VISTA RIDGE DR, ORANGE, CA 92867-1724
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2755 E VISTA RIDGE DR, ORANGE, CA 92867-1724

Mortgage

Document Number	0000293695
Date	Oct 27, 2025
Instrument	2025000293695

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 26, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 8, 2020
Property Address	2755 E VISTA RIDGE DR, ORANGE, CA 92867-1724
Document Number	0000209933
Instrument Date	May 7, 2020
Instrument	209933
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15 VALENTE IRVINE CA 926021635, IRVINE, CA 92602-1635

Mortgage

Document Number	209934
Date	May 8, 2020
Instrument	209934

Lender

Name	FRED JAMES
Address	303 BROADWAY ST # 2042, LAGUNA BEACH, CA 92651-1816

Agreement

Amount	Amount Recorded

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 15, 2018
Property Address	2755 E VISTA RIDGE DR, ORANGE, CA 92867-1724
Document Number	0000431868
Instrument Date	Nov 15, 2018
Instrument	431868
Transaction Type	Transfer
Record Updated	Nov 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10322 AMBERVALE LN SANTA ANA CA 927056403, SANTA ANA, CA 92705-6403

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2755 E VISTA RIDGE DR, ORANGE, CA 92867-1724
Document Number	0000381745
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10322 AMBERVALE LN SANTA ANA CA 927056403, SANTA ANA, CA 92705-6403

Mortgage

Document Number	0000381745
Date	Oct 22, 2018
Instrument	381745

Lender

Name	FRED JAMES
Address	303 BROADWAY ST # 2042, LAGUNA BEACH, CA 92651-1816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,820,524 (+2%) Land $854,971 Building $965,553
2025	$19,311.00 (+2.21%)	$1,784,828 (+4.04%) Land $838,207 Building $946,621
2024	$18,894.00 (+2.21%)
2023	$18,485.00 (+1.93%)	$1,715,522 Land $805,659 Building $909,863
2022	$18,135.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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