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275 Thacher Loop, Elgin, SC 29045 Property Records

Richland County property record for 275 Thacher Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage2,468 sqft Heated Area
Lot Size14,815 sqft (0.34 acres)
Garage494 sqft
Last Sale$419,000 (2023)
Tax Bill$3,244.00 (2025)

Owner

Source: Richland County records · APN 28902-15-05

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2026Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 12, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
SOUTHERN FIRST BANK NA
Aug 14, 2023Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jan 27, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
SUPREME LNDG
Jun 01, 2020Loan Modification, Mortgage · Conventional Mortgage
SOUTHERN FIRST BK NA
Jun 01, 2020Loan Modification, Mortgage · Conventional Mortgage
SOUTHERN FIRST BK NA
May 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2023 · Amount on Record
Deed SaleAug 14, 2023 · Amount on Record
Prior SaleSep 16, 2016 · Amount on Record
Deed Doc Number202334781
Deed Book / Page2857 / 3933
Prior Transfer DateMay 08, 2017
Prior Transfer Doc0022131324
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address275 THACHER LOOP, ELGIN, SC 29045-6405
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 THACHER LOOP, ELGIN, SC 29045-6405

Mortgage

Document Number0030973199
DateFeb 09, 2026
Book Page3097/3199
Instrument2026006033
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term333 Months
DueNov 01, 2053

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address275 THACHER LOOP, ELGIN, SC 29045-6405
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanyBOOMERANG TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026531931
DateAug 12, 2021
Book Page2653/1931
Instrument2021053966
Lender
NameSOUTHERN FIRST BANK NA
TypeBank
AddressCAYCE, SC 29033
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term345 Months
DueMay 01, 2050

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateAug 14, 2023
Property Address275 THACHER LOOP, ELGIN, SC 29045-6405
Document Number0028573933
Book / Page2857 / 3933
Map ReferenceMB 1949 PG 1769
Instrument DateAug 11, 2023
Instrument2023034781
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,089.40
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 THACHER LOOP, ELGIN, SC 29045-6405

Mortgage

Document Number2023034807
DateAug 14, 2023
Instrument2023034807
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address275 THACHER LOOP, ELGIN, SC 29045-6405
Document Number2580/1006
Instrument DateJan 27, 2021
Transaction TypeMortgage
Record UpdatedApr 06, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address275 THACHER LOOP ELGIN SC 290456405, ELGIN, SC 29045-6405

Mortgage

Document Number2580/1006
DateJan 27, 2021
Book Page002580/001006
Instrument5388
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term300 Months
DueJan 26, 2046

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRICHLAND SC
Property Address275 THACHER LOOP, ELGIN, SC 29045-6405
Document Number2510/1976
Instrument DateJun 01, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 THACHER LOOP ELGIN SC 290456405, ELGIN, SC 29045-6405

Mortgage

Document Number2510/1976
DateJul 19, 2020
Book Page002510/001976
Instrument35766
Lender
NameSOUTHERN FIRST BK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRICHLAND SC
Property Address275 THACHER LOOP, ELGIN, SC 29045-6405
Document Number2505/1569
Instrument DateJun 01, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 THACHER LOOP ELGIN SC 290456405, ELGIN, SC 29045-6405

Mortgage

Document Number2505/1569
DateJul 04, 2020
Book Page002505/001569
Instrument32563
Lender
NameSOUTHERN FIRST BK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateMay 24, 2017
Property Address275 THACHER LOOP, ELGIN, SC 29045-6405
Document Number2213/1324
Book / Page002213 / 001324
Instrument DateMay 08, 2017
Instrument38379
Transaction TypeTransfer
Record UpdatedJul 03, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address275 THACHER LOOP ELGIN SC 290456405, ELGIN, SC 29045-6405

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,244.00 (+20.42%) Homeowner's exemption$419,000 (-) Land $62,500 Building $356,500$419,000 (-) Land $62,500 Building $356,500
2024$419,000 (+3,246.65%) Land $62,500 Building $356,500$419,000 (+33.87%) Land $62,500 Building $356,500
2023$2,694.00 (+12.72%)$12,520 (-)$313,000 (-)
2021$2,390.00$12,520$313,000 Land $50,000 Building $263,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 9% of South Carolina
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28902-15-05
Alternative APNs
  • R28902-15-05
  • 02087477

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area2,468 sqft Heated Area
Gross Area3,341 sqft Gross Area
1st Floor2,211 sqft 1st Floor
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,815 sqft (0.34 acres)
Parking Spaces2 Parking Spaces
Garage Area494 sqft Garage
Porch Area379 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02087477
Street Address275 THACHER LOOP
CityELGIN
StateSC
Zip29045-6405
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 65 45X3.1X130.2X81.1X223.4X65 #SU VILLAGES @WOODCREEK PH 3&4 #PR RB1949-1769
Legal SubdivisionBEAVER PARK @ WOOD CREEK
Legal Lot Number45,65
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2024
Census Tract11407

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