262 Thacher Loop, Elgin, SC 29045 Property Records

Richland County property record for 262 Thacher Loop, Elgin, SC 29045 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,918 sqft Heated Area
Lot Size5,837 sqft (0.134 acres)
Garage460 sqft
Last Sale$106,403 (2015)
Tax Bill$2,009.00 (2025)

Owner

Source: Richland County records · APN 28902-16-02

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address262 THACHER LOOP, ELGIN, SC 29045-6405
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 02, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 30, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 11, 2024Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 09, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 20, 2026Intrafamily Transfer, Transfer · Stand Alone Second Mortgage
LOANDEPOT.COM LLC
Sep 26, 2025Intrafamily Transfer, Transfer
Dec 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2015 · Amount on Record
Deed SaleSep 28, 2015 · Amount on Record
Prior SaleJun 20, 2014 · Amount on Record
Deed Doc Number201574284
Deed Book / Page2061 / 514
Last Transfer DateJun 13, 2024
Transfer Doc0029323329
Record RefreshedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateJun 02, 2026
Property Address262 THACHER LOOP, ELGIN, SC 29045-6405
Document Number0000026465
Book / Page3133 / 624
Instrument DateMay 08, 2026
Instrument202626465
Transaction TypeTransfer
Record UpdatedJun 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address262 THACHER LOOP, ELGIN, SC 29045-6405

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateJun 02, 2026
Property Address262 THACHER LOOP, ELGIN, SC 29045-6405
Document Number0031330624
Book / Page3133 / 624
Instrument DateMay 08, 2026
Instrument202626465
Transaction TypeTransfer
Record UpdatedAug 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address262 THACHER LOOP, ELGIN, SC 29045-6405

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address262 THACHER LOOP, ELGIN, SC 29045-6405
Transaction TypeMortgage
Record UpdatedApr 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address262 THACHER LOOP, ELGIN, SC 29045-6405

Mortgage

Document Number0028621030
DateAug 30, 2023
Book Page2862/1030
Instrument2023037709
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address262 THACHER LOOP, ELGIN, SC 29045-6405
Transaction TypeMortgage
Record UpdatedApr 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address262 THACHER LOOP, ELGIN, SC 29045-6405

Mortgage

Document Number0029790234
DateDec 11, 2024
Book Page2979/234
Instrument2024054901
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term169 Months
DueJan 01, 2039

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Recording DateApr 09, 2026
Property Address262 THACHER LOOP, ELGIN, SC 29045-6405
Document Number0000016679
Book / Page3116 / 495
Instrument DateMar 31, 2026
Instrument202616679
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust, 189
Address262 THACHER LOOP, ELGIN, SC 29045-6405

Mortgage

Document Number0000016679,
DateApr 09, 2026
Book Page3116/495
Instrument202616679
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 01, 2046
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRICHLAND SC
Recording DateMar 20, 2026
Property Address262 THACHER LOOP, ELGIN, SC 29045-6405
Document Number0031093006
Book / Page3109 / 3006
Map ReferenceMB 1949 PG 1769
Instrument DateMar 19, 2026
Instrument2026013145
Transaction TypeTransfer
Record UpdatedApr 30, 2026
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address262 THACHER LOOP, ELGIN, SC 29045-6405

Mortgage

Document Number2026016679
DateMar 20, 2026
Instrument2026016679
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2046

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRICHLAND SC
Recording DateSep 26, 2025
Property Address262 THACHER LOOP, ELGIN, SC 29045-6405
Document Number0030593295
Book / Page3059 / 3295
Map ReferenceMB 1949 PG 1769
Instrument DateSep 26, 2025
Instrument2025046082
Transaction TypeTransfer
Record UpdatedOct 08, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address262 THACHER LOOP, ELGIN, SC 29045-6405

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address262 THACHER LOOP, ELGIN, SC 29045-6405
Document Number2565/1690
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address262 THACHER LOOP ELGIN SC 290456405, ELGIN, SC 29045-6405

Mortgage

Document Number2565/1690
DateDec 15, 2020
Book Page002565/001690
Instrument71241
Lender
NameSOUTHERN FIRST BK NA
TypeBank
AddressCAYCE, SC 29033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 14, 2035

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,009.00 (+21.61%)$9,684 (-96.52%)$341,800 (-) Land $50,000 Building $291,800
2024$278,400 (+2,774.85%)$341,800 (+41.18%) Land $50,000 Building $291,800
2023$1,652.00 (-5.28%)$9,684 (+0.04%)$242,100 (-)
2021$1,744.00$9,680$242,100 Land $40,000 Building $202,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 9% of South Carolina
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28902-16-02
Alternative APNs
  • R28902-16-02
  • 02087654

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,918 sqft Heated Area
Gross Area2,520 sqft Gross Area
1st Floor1,918 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,837 sqft (0.134 acres)
Parking Spaces2 Parking Spaces
Garage Area460 sqft Garage
Porch Area142 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02087654
Street Address262 THACHER LOOP
CityELGIN
StateSC
Zip29045-6405
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 62 53X12X53X113.1 #SU VILLAGES @WOODCREEK PH 3&4 #PR RB1949-1769
Legal SubdivisionBEAVER PARK @ WOOD CREEK
Legal Lot Number53,62
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2032
Census Tract11407

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