Richland County property record for 254 Thacher Loop, Elgin, SC 29045 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,885 sqft Heated Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2020) |
| Tax Bill | $2,780.00 (2025) |
Source: Richland County records · APN 28902-16-03
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 254 THACHER LOOP, ELGIN, SC 29045-6405 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 08, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 25, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2020 · Amount on Record |
| Deed Sale | Oct 25, 2020 · Amount on Record |
| Deed Doc Number | 202057413 |
| Deed Book / Page | 2543 / 3172 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 254 THACHER LOOP, ELGIN, SC 29045-6405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 254 THACHER LOOP, ELGIN, SC 29045-6405 |
| Document Number | 0028641775 |
|---|---|
| Date | Sep 08, 2023 |
| Book Page | 2864/1775 |
| Instrument | 2023039085 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 25, 2020 |
| Property Address | 254 THACHER LOOP, ELGIN, SC 29045-6405 |
| Document Number | 2543/3172 |
| Book / Page | 002543 / 003172 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 57413 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,018.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 254 THACHER LOOP ELGIN SC 290456405, ELGIN, SC 29045-6405 |
| Document Number | 2543/3176 |
|---|---|
| Date | Oct 25, 2020 |
| Book Page | 002543/003176 |
| Instrument | 57414 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2050 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,780.00 (+17.45%) | $316,300 (+2,775.45%) | $430,300 (+56.47%) Land $50,000 Building $380,300 |
| 2023 | $2,367.00 (-5.28%) | $11,000 (-) | $275,000 (-) |
| 2021 | $2,499.00 | $11,000 | $275,000 Land $40,000 Building $235,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 9% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28902-16-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,885 sqft Heated Area |
| Gross Area | 3,676 sqft Gross Area |
| 1st Floor | 1,978 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 441 sqft Garage |
| Porch Area | 350 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02087663 |
|---|---|
| Street Address | 254 THACHER LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-6405 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 63 53.2X113.1X53X110.1 #SU VILLAGES @WOODCREEK PH 3&4 #PR RB1949-1769 |
| Legal Subdivision | BEAVER PARK @ WOOD CREEK |
| Legal Lot Number | 53,63 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2032 |
| Census Tract | 11407 |
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