Richland County property record for 253 Thacher Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,725 sqft Heated Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Garage | 549 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,843.00 (2025) |
Source: Richland County records · APN 28902-15-09
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 253 THACHER LOOP, ELGIN, SC 29045-6405 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| May 14, 2019 | Deed of Trust, Mortgage · Line of Credit ALLSOUTH FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 21, 2018 |
| Transfer Doc | 0023370099 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 253 THACHER LOOP, ELGIN, SC 29045-6405 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 253 THACHER LOOP, ELGIN, SC 29045-6405 |
| Document Number | 0030690620 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 3069/620 |
| Instrument | 2025051634 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 253 THACHER LOOP, ELGIN, SC 29045-6405 |
| Document Number | 2394/3732 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 253 THACHER LOOP ELGIN SC 290456405, ELGIN, SC 29045-6405 |
| Document Number | 2394/3732 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 002394/003732 |
| Instrument | 35069 |
| Name | ALLSOUTH FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.5% |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,843.00 (+1.61%) Homeowner's exemption | $373,600 (-) | $451,300 (-) Land $62,500 Building $388,800 |
| 2024 | $373,600 (+2,774.73%) | $451,300 (+38.9%) Land $62,500 Building $388,800 | |
| 2023 | $2,798.00 (-5.28%) | $12,996 (-0.03%) | $324,900 (-) |
| 2021 | $2,954.00 | $13,000 | $324,900 Land $50,000 Building $274,900 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 9% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28902-15-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,725 sqft Heated Area |
| Gross Area | 3,501 sqft Gross Area |
| 1st Floor | 2,433 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 549 sqft Garage |
| Porch Area | 227 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02087510 |
|---|---|
| Street Address | 253 THACHER LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-6405 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 69 66.7X124.3X63.2X121.3 #SU VILLAGES @WOODCREEK PH 3&4 #PR RB1949-1769 |
| Legal Subdivision | BEAVER PARK @ WOOD CREEK |
| Legal Lot Number | 66,69 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 11407 |
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