275 Headwaters Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 275 Headwaters Rd, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,157 sqft · built 2018
Lot Size	0.121 acres (5,296 sqft)
Owner	Individual Name on Record
Last Sale	$565,500 (May 2018)
Tax Bill	$7,416 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-216-039`

Property Details

APN / Parcel Number

Primary APN	`040-216-039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,157 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Wood
Lot Area	5,296 sqft (0.121 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	275 HEADWATERS RD
City	TEMPLETON
State	CA
Zip	93465-5131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	TRACT 2994 35/97-111 LT 7
Legal Tract	2994
Legal Lot Number	7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2060
Census Tract	10302

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	275 HEADWATERS RD, TEMPLETON, CA 93465-5131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · SBA Mortgage BERKSHIRE BANK
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 5, 2019	Deed of Trust, Mortgage BERKSHIRE BK
May 25, 2018	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Deed Document Number	2018021499
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	275 HEADWATERS RD, TEMPLETON, CA 93465-5131
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	PREMIUM TITLE/CA INC, PREMIUM TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 HEADWATERS RD, TEMPLETON, CA 93465-5131

Mortgage

Document Number	0000041225
Date	Jun 7, 2021
Instrument	2021041225

Lender

Name	BERKSHIRE BANK
Type	Bank
Address	PITTSFIELD, MA 01201

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	275 HEADWATERS RD, TEMPLETON, CA 93465-5131
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	PREMIUM TITLE TSG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 HEADWATERS RD, TEMPLETON, CA 93465-5131

Mortgage

Document Number	0000034467
Date	May 7, 2021
Instrument	2021034467

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	275 HEADWATERS RD, TEMPLETON, CA 93465-5131
Document Number	0000010005
Instrument Date	Mar 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	LIEN SOLUTIONS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	275 HEADWATERS RD TEMPLETON CA 934655131, TEMPLETON, CA 93465-5131

Mortgage

Document Number	0000010005
Date	Mar 21, 2019
Instrument	10005

Lender

Name	BERKSHIRE BK
Type	Bank
Address	PITTSFIELD, MA 01201

Agreement

Amount	Amount Recorded

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 25, 2018
Property Address	275 HEADWATERS RD, TEMPLETON, CA 93465-5131
Document Number	0000021499
Map Reference	MB35 PG97-111
Instrument Date	Sep 28, 2017
Instrument	2018021499
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	275 HEADWATERS RD, TEMPLETON, CA 93465-5131

Mortgage

Document Number	0000021500
Date	May 25, 2018
Instrument	2018021500

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,416.00 (+9.07%) Homeowner's exemption	$643,209 (+4.04%) Land $227,563 Building $415,646
2023	$6,799.00 (+103.99%) Homeowner's exemption	$618,234 Land $218,727 Building $399,507
2022	$3,333.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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