265 Headwaters Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 265 Headwaters Rd, Templeton, CA 93465 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,319 sqft Living Area
Lot Size5,192 sqft (0.119 acres)
OccupancyOwner Occupied
Last Sale$565,000 (2018)
Tax Bill$7,412.00 (2025)

Owner

Source: San Luis Obispo County records · APN 040-216-040

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address265 HEADWATERS RD, TEMPLETON, CA 93465-5131
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
JFQ LENDING INC
Jan 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOAN MONKEY INC
Jul 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
SIGN ON THE LINE INC
Jun 04, 2018Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 04, 2018 · Amount on Record
Deed SaleJun 04, 2018 · Amount on Record
Deed Doc Number2018022748
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address265 HEADWATERS RD, TEMPLETON, CA 93465-5131
Transaction TypeMortgage
Record UpdatedSep 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 HEADWATERS RD, TEMPLETON, CA 93465-5131

Mortgage

Document Number0000036838
DateSep 15, 2022
Instrument2022036838
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85256
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 01, 2047
Interest
Rate TypeAdjustable Rate
Type Change DateOct 01, 2023
Change FrequencyAnnually
Min Rate At Change4.99%
Max Rate At Change6.59%
IndexOther
Max Rate9.99%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address265 HEADWATERS RD, TEMPLETON, CA 93465-5131
Transaction TypeMortgage
Record UpdatedFeb 01, 2022
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 HEADWATERS RD, TEMPLETON, CA 93465-5131

Mortgage

Document Number0000003032
DateJan 21, 2022
Instrument2022003032
Lender
NameLOAN MONKEY INC
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address265 HEADWATERS RD, TEMPLETON, CA 93465-5131
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPREMIUM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025430
DateJul 01, 2019
Instrument2019025430
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address265 HEADWATERS RD, TEMPLETON, CA 93465-5131
Document Number0000001585
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyVANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address265 HEADWATERS RD TEMPLETON CA 934655131, TEMPLETON, CA 93465-5131

Mortgage

Document Number0000001585
DateJan 08, 2021
Instrument1585
Lender
NameSIGN ON THE LINE INC
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 07, 2051

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 04, 2018
Property Address265 HEADWATERS RD, TEMPLETON, CA 93465-5131
Document Number0000022748
Instrument DateMay 10, 2018
Instrument22748
Transaction TypeTransfer
Record UpdatedJun 25, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$621.50
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address265 HEADWATERS RD TEMPLETON CA 934655131, TEMPLETON, CA 93465-5131

Mortgage

Document Number22749
DateJun 04, 2018
Instrument22749
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, ME 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 03, 2048
Interest
Rate TypeAdjustable Rate
Rate4.12%

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictTempleton Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,412.00 (+9.08%) Homeowner's exemption$642,869 (+4.04%) Land $227,563 Building $415,306
2023$6,795.00 (+1.98%) Homeowner's exemption$617,907 Land $218,727 Building $399,180
2022$6,663.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 32% of California
Wildfire LikelihoodAbout 1 in 752 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN040-216-040

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,319 sqft Living Area

Exterior

Year BuiltBuilt 2017
Construction TypeWood Construction
Lot Area5,192 sqft (0.119 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address265 HEADWATERS RD
CityTEMPLETON
StateCA
Zip93465-5131
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT 2994 35/97-111 LT 6
Legal Tract2994
Legal Lot Number6
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionPASO ROBLES
Census Blockgroup2
Census Block2060
Census Tract10302

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