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  5. Headwaters Rd

245 Headwaters Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 245 Headwaters Rd, Templeton, CA 93465 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,157 sqft · built 2018
Lot Size0.122 acres (5,301 sqft)
Owner2 Individual Names on File
Last Sale$607,000 (Jun 2018)
Tax Bill$7,951 (2025)
Deeds & MortgagesNov 2025 Mortgage
Aug 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN040-216-042

Property Details

APN / Parcel Number

Primary APN040-216-042

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,157 sqft Living Area
1st Floor Area2,157 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeWood
Lot Area5,301 sqft (0.122 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address245 HEADWATERS RD
CityTEMPLETON
StateCA
Zip93465-5131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2994 35/97-111 LT 4
Legal SubdivisionTRACT 2994
Legal Tract2994
Legal Block2
Legal Lot Number4
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionPASO ROBLES
Census Block Group2
Census Block2060
Census Tract10302

Owner

Source: San Luis Obispo County records · APN 040-216-042

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address245 HEADWATERS RD, TEMPLETON, CA 93465-5131
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
STAR ONE CU
Aug 25, 2021Deed of Trust, Mortgage · Line of Credit
STAR ONE CU
Jun 29, 2018Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2018 · Amount on Record
Deed SaleJun 29, 2018 · Amount on Record
Deed Document Number201826826
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address245 HEADWATERS RD, TEMPLETON, CA 93465-5131
Transaction TypeMortgage
Record UpdatedJan 06, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 HEADWATERS RD, TEMPLETON, CA 93465-5131

Mortgage

Document Number0000036683
DateNov 26, 2025
Instrument2025036683
Lender
NameSTAR ONE CU
TypeCredit Union
AddressSUNNYVALE, CA 94088
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2045

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address245 HEADWATERS RD, TEMPLETON, CA 93465-5131
Transaction TypeMortgage
Record UpdatedSep 03, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 HEADWATERS RD, TEMPLETON, CA 93465-5131

Mortgage

Document Number0000058938
DateAug 25, 2021
Instrument2021058938
Lender
NameSTAR ONE CU
TypeCredit Union
AddressSUNNYVALE, CA 94088
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueOct 19, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 29, 2018
Property Address245 HEADWATERS RD, TEMPLETON, CA 93465-5131
Document Number0000026826
Instrument DateJun 20, 2018
Instrument26826
Transaction TypeTransfer
Record UpdatedJul 11, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$667.70
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address245 HEADWATERS RD TEMPLETON CA 934655131, TEMPLETON, CA 93465-5131

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictTempleton Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$704,149 (+2%) Land $232,114 Building $472,035
2025$7,951.00 (+9.08%) Homeowner's exemption$690,343 (+4.04%) Land $227,563 Building $462,780
2023$7,289.00 (+1.99%) Homeowner's exemption$663,537 Land $218,727 Building $444,810
2022$7,147.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790103022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskModerate
above 54% of the US · above 32% of California
Wildfire LikelihoodAbout 1 in 752 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Surfnet CommunicationsFixed Wireless100 / 20
Ranch WiFiFixed Wireless (unlicensed)100 / 20

May also be available at this address: Radiate Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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