255 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 255 Harbor Dr, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 5,167 sqft · built 1987
Lot Size0.186 acres (8,100 sqft)
Owner2 Individual Names on File
Last Sale$4,500,000 (Aug 2023)
Tax Bill$62,281 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN24-4232-006-2530

Property Details

APN / Parcel Number

Primary APN24-4232-006-2530

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,167 sqft Living Area
Gross Area5,681 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area8,100 sqft (0.186 acres)
Lot Dimensions100 ft deep x 81 ft wide
Patio Area339 sqft

Location & Zoning

Street Address255 HARBOR DR
CityKEY BISCAYNE
StateFL
Zip33149-1232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionTROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 12 BLK 27 LOT SIZE 81.000 X 100 OR 19254-3622 07 2000 1 COC 22662-0290 08 2004 1
Legal Range42E
Legal Township54S
Legal Section32
Legal SubdivisionTROPICAL ISLE HOMES SUB 4TH ADDN
Legal Block27
Legal Lot Number12
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3004
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-4232-006-2530

Assessment roll updated July 21, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address255 HARBOR DR, KEY BISCAYNE, FL 33149-1232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2023 · Amount on Record
Deed SaleAug 03, 2023 · Amount on Record
Prior SaleNov 20, 2013 · Amount on Record
Deed Document Number2023538743
Deed Book / Page33821 / 1723
Transfer Doc1895000405
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateAug 03, 2023
Property Address255 HARBOR DR, KEY BISCAYNE, FL 33149-1232
Document Number0000538743
Book / Page33821 / 1723
Map ReferenceMB 53 PG 39
Instrument DateJul 26, 2023
Instrument2023R0538743
Transaction TypeTransfer
Record UpdatedApr 02, 2024
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$27,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 CRANDON BLVD STE 415, 415, KEY BISCAYNE, FL 33149-1542

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 HARBOR DR, KEY BISCAYNE, FL 33149-1232

Mortgage

Document Number0000001725
DateAug 03, 2023
Instrument33821/1725
Lender
NameLENDSURE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

Mortgage

Document Number0000538745
DateAug 03, 2023
Book Page33821/1739
Instrument2023R0538745
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
AddressHOLLYWOOD, FL 33020
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$62,281.00 (+62.88%)$3,920,183 (+47.72%) Land $2,106,000 Building $1,814,183$3,920,183 (+47.72%) Land $2,106,000 Building $1,814,183
2023$38,237.00 (+14.69%)$2,653,727 (+19.19%) Land $1,863,000 Building $790,727$2,653,727 (+19.19%) Land $1,863,000 Building $790,727
2022$33,340.00$2,226,390 Land $1,429,650 Building $796,740$2,226,390 Land $1,429,650 Building $796,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 489 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
incl. 59 condo units
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 79 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Harbor Dr

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