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2749 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2749 Surf Rd, Panacea, FL 32346 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 1956
Lot Size0.53 acres (23,087 sqft)
OwnerCompany Name on File
Last Sale$625,000 (Aug 2023)
Tax Bill$6,455 (2025)
Deeds & MortgagesApr 2026 Sale
Mar 2026 Transfer
+ 4 more
Flood ZoneZone VE (high risk)
APN12-6S-02W-032-03887-001

Property Details

APN / Parcel Number

Primary APN12-6S-02W-032-03887-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,404 sqft Living Area
Gross Area3,255 sqft
1st Floor Area1,404 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2015
Exterior MaterialAsbestos
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area23,087 sqft (0.53 acres)
Lot Dimensions231 ft deep x 100 ft wide
View / LotRiver
Garage TypeAttached
Garage Area624 sqft
DrivewayConcrete Driveway
Driveway Area460 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area54 sqft
Deck Area624 sqft
Patio Area165 sqft
Boat House216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address2749 SURF RD
CityPANACEA
StateFL
Zip32346-2643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITE BEACH SUB LOT 7 OR 161 P 506 OR 725 P 34 OR 933 P 486 OR 962 P 540 OR 967 P 675 PROBATE ORDER OR 969 P 389 OR 979 P 296 OR 997 P 209 OR 1005 P 386 OR 1175 P 829 OR 1324 P 790
Legal Range02W
Legal Township06S
Legal Section12
Legal SubdivisionWHITE BEACH
Legal Lot Number7
JurisdictionWAKULLA FL
Township / Civil DivisionWEST WAKULLA
Census Block Group2
Census Block2058
Census Tract10102

Owner

Source: Wakulla County records · APN 12-6S-02W-032-03887-001

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3110 SHAMROCK N, TALLAHASSEE, FL 32309-2736
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 05, 2026Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Aug 14, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 26, 2020Deed of Trust, Mortgage
QUICKEN LNS
Oct 27, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2023 · Amount on Record
Deed SaleAug 14, 2023 · Amount on Record
Prior SaleOct 27, 2020 · Amount on Record
Deed Document Number2023420350
Deed Book / Page1324 / 790
Prior Transfer DateAug 26, 2015
Prior Transfer Doc0000334035
Record UpdatedJun 08, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAKULLA FL
Recording DateApr 01, 2026
Property Address2749 SURF RD, PANACEA, FL 32346-2643
Document Number0000452418
Book / Page1455 / 869
Instrument DateMar 27, 2026
Instrument2026452418
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address3110 SHAMROCK N, TALLAHASSEE, FL 32309-2736

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAKULLA FL
Recording DateMar 05, 2026
Property Address2749 SURF RD, PANACEA, FL 32346-2643
Document Number0000451358
Book / Page1451 / 107
Map ReferenceMB 1 PG 10-A
Instrument DateFeb 26, 2026
Instrument451358
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3110 SHAMROCK N, TALLAHASSEE, FL 32309-2736

Transferred To (Grantee/Buyer)

NameVerified Name
Address3110 SHAMROCK N, TALLAHASSEE, FL 32309-2736

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKULLA FL
Recording DateAug 14, 2023
Property Address2749 SURF RD, PANACEA, FL 32346-2643
Document Number0000420350
Book / Page1324 / 790
Map ReferenceMB 1 PG 10-A
Instrument DateAug 08, 2023
Instrument420350
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address37 WEHADKEE RD, FRANKLIN, GA 30217-5315

Transferred To (Grantee/Buyer)

NameVerified Name
Address3110 SHAMROCK N, TALLAHASSEE, FL 32309-2736

Mortgage

Document Number0000420351
DateAug 14, 2023
Book Page1324/792
Instrument420351
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKULLA FL
Property Address2749 SURF RD, PANACEA, FL 32346-2643
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000394645
DateJul 27, 2021
Book Page1221/212
Instrument394645
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKULLA FL
Property Address2749 SURF RD, PANACEA, FL 32346-2643
Document Number0000384515
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedNov 04, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2749 SURF RD PANACEA FL 323462643, PANACEA, FL 32346-2643

Mortgage

Document Number0000384515
DateOct 27, 2020
Book Page001175/000831
Instrument384515
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term360 Months
DueOct 26, 2050

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKULLA FL
Recording DateOct 27, 2020
Property Address2749 SURF RD, PANACEA, FL 32346-2643
Document Number0000384514
Book / Page1175 / 829
Map ReferenceMB 1 PG 10-A
Instrument DateOct 21, 2020
Instrument384514
Transaction TypeTransfer
Record UpdatedFeb 18, 2022
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 GA HIGHWAY, FRANKLIN, GA 30217

Mortgage

Document Number0001175831
DateOct 27, 2020
Instrument1175/831
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: Wakulla County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWakulla County
Unified School DistrictWakulla County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,455.00 (+8.98%)$447,905 (+8.74%) Land $165,000 Building $282,905$447,905 (+8.74%) Land $165,000 Building $282,905
2024$5,923.00 (+75.7%)$411,893 (+63.9%) Land $165,000 Building $246,893$411,893 (+63.9%) Land $165,000 Building $246,893
2023$3,371.00 (+19.62%)$251,315 (+40.63%) Land $150,000 Building $101,315$251,315 (+40.63%) Land $150,000 Building $101,315
2022$2,818.00$178,709 Land $100,000 Building $78,709$178,709 Land $100,000 Building $78,709

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wakulla County (12129C), updated July 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation19.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 649 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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