27430 Fairmount Rd, Westover, MD 21871 Property Records

Somerset County property record for 27430 Fairmount Rd, Westover, MD 21871

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,836 sqft · built 2021
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Jan 2021)
Tax Bill	$2,864 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-097294`

Property Details

APN / Parcel Number

Primary APN	`06-097294`
Alternative APNs	`6097294` `097294`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	097294
Street Address	27430 FAIRMOUNT RD
City	WESTOVER
State	MD
Zip	21871-4130
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MRC
Legal Description	0.75 ACRE N/S RT 361 UPPER FAIRMOUNT
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3009
Census Tract	930800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Upper Fairmount Historic District listed 1993 · 29 contributing resources · NRIS 93000900

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

27430 Fairmount Rd, a mobile home, is owned and occupied by two individuals who bought it in January 2021.

Source: Somerset County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27430 FAIRMOUNT RD, WESTOVER, MD 21871-4130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on File
Deed Sale	Jan 21, 2021 · Amount on File
Prior Sale	Oct 13, 2010 · Amount on File
Deed Book / Page	1128 / 283
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET MD
Recording Date	Jan 21, 2021
Property Address	27430 FAIRMOUNT RD, WESTOVER, MD 21871-4130
Document Number	0011280283
Book / Page	001128 / 000283
Instrument Date	Jan 21, 2021
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27430 FAIRMOUNT RD UPPER FAIRMOUNT MD 21867, UPPER FAIRMOUNT, MD 21867

Mortgage

Document Number	11280287
Date	Jan 21, 2021
Book Page	001128/000287

Lender

Name	RYAN S MILLER
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 27430 Fairmount Rd was $2,864, down 4.8% from the year before.

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,864.00 (-4.76%)	$155,367	$175,500 Land $48,600 Building $126,900
2025	$3,007.00
2023	$1,227.00	$110,367	$115,100 Land $32,600 Building $82,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27430 Fairmount Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27430 Fairmount Rd is high, ranking above 87% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 98.5% of Maryland
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT serves 750 people · EPA ID MD0190012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000