27404 Fairmount Rd, Westover, MD 21871 Property Records

Somerset County property record for 27404 Fairmount Rd, Westover, MD 21871 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,128 sqft · built 1975
Lot Size	1.87 acres (81,457 sqft)
Owner	Individual Name on File
Last Sale	$194,900 (Dec 2020)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-102522`

Property Details

APN / Parcel Number

Primary APN	`06-102522`
Alternative APNs	`6102522` `102522`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,128 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	81,457 sqft (1.87 acres)
Lot Dimensions	362 ft deep x 186 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	102522
Street Address	27404 FAIRMOUNT RD
City	WESTOVER
State	MD
Zip	21871-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.87 AC-PL 372/892 W/SIDE RT 361 UPPER FAIRMOUNT
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3009
Census Tract	930800

Owner

Source: Somerset County records · APN 06-102522

Assessment roll updated August 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	27404 FAIRMOUNT RD, WESTOVER, MD 21871-4130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Mar 26, 2007
Deed Book / Page	1122 / 291
Prior Transfer Date	Jan 26, 2007
Prior Transfer Doc	0006820630
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Dec 22, 2020
Property Address	27404 FAIRMOUNT RD, WESTOVER, MD 21871-4130
Document Number	0011220291
Book / Page	1122 / 291
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	EASTERN SHORE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27404 FAIRMOUNT RD, WESTOVER, MD 21871-4130

Mortgage

Document Number	0011220296
Date	Dec 22, 2020
Book Page	1122/296

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	DENVER, CO 80231

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Somerset County records · Assessment roll updated August 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,767 (+8.61%)	$246,900 (-) Land $56,800 Building $190,100
2025	$2,342.00 (+17.33%)	$210,633 (+17.32%)	$246,900 (+28.26%) Land $56,800 Building $190,100
2023	$1,996.00	$179,533	$192,500 Land $36,700 Building $155,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (24039C), updated February 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240399308003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 120 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force 86 of 120 on primary residences
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024, rainfall accumulation
Flood Events	Hurricane Sandy (Oct 2012), 5 claims

Wildfire

Wildfire Risk	High above 88% of the US · above 99% of Maryland
Wildfire Likelihood	About 1 in 136 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.