27480 Fairmount Rd, Westover, MD 21871 Property Records

Somerset County property record for 27480 Fairmount Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,012 sqft · built 1860
Lot Size	3.26 acres (142,006 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Aug 2022)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-096883`

Property Details

APN / Parcel Number

Primary APN	`06-096883`
Alternative APNs	`6096883` `096883`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,012 sqft Total Area

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	142,006 sqft (3.26 acres)
Porch	Slab
Porch Area	274 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	096883
Street Address	27480 FAIRMOUNT RD
City	WESTOVER
State	MD
Zip	21871-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	3.26 AC-L3-WJS18/360 N/S RT 361 UPPER FAIRMOUNT
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3009
Census Tract	930800

Owner

Source: Somerset County records · APN 06-096883

Assessment roll updated August 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10448 PIDGEON LN, PRINCESS ANNE, MD 21853-2870
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Jun 22, 1994 · Amount on Record
Deed Book / Page	1251 / 86
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Aug 17, 2022
Property Address	27480 FAIRMOUNT RD, WESTOVER, MD 21871-4130
Document Number	0012510086
Book / Page	1251 / 86
Map Reference	MB WJS 18 FO 360
Instrument Date	Aug 17, 2022
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10448 PIDGEON LN, PRINCESS ANNE, MD 21853-2870

Mortgage

Document Number	0001251091
Date	Aug 17, 2022
Instrument	1251-091

Lender

Name	HOWARD E STONE ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Sep 17, 2022

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Somerset County records · Assessment roll updated August 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,667 (+56.88%)	$98,800 (+85.02%) Land $63,800 Building $35,000
2025	$1,524.00 (+157%)
2023	$593.00	$53,333	$53,400 Land $39,500 Building $13,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Wildfire

Wildfire Risk	High above 85% of the US · above 98.3% of Maryland
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Upper Fairmount Historic District listed 1993 · 29 contributing resources · NRIS 93000900

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 23 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FAIRMOUNT serves 750 people
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.