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  5. Fairmount Rd

27386 Fairmount Rd, Westover, MD 21871 Property Records

Somerset County property record for 27386 Fairmount Rd, Westover, MD 21871 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,048 sqft · built 1985
Lot Size2.25 acres (98,010 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Sep 2018)
Tax Bill$2,283 (2025)
Deeds & MortgagesOct 2021 Mortgage
Sep 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN06-102107

Property Details

APN / Parcel Number

Primary APN06-102107
Alternative APNs
  • 6102107
  • 102107

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,048 sqft Total Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area98,010 sqft (2.25 acres)
Garage TypeMixed
Garage Area1,376 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area135 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number102107
Street Address27386 FAIRMOUNT RD
CityWESTOVER
StateMD
Zip21871-4141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.25 AC-PL 37/4 W/SIDE RT 361 UPPER FAIRMOUNT
Legal SubdivisionOAKWOOD TERRANCE & LAND OF EMORY O FORD
JurisdictionSOMERSET MD
Township / Civil Division6, FAIRMOUNT
Census Block Group3
Census Block3009
Census Tract930800

Owner

Source: Somerset County records · APN 06-102107

Assessment roll updated August 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address27386 FAIRMOUNT RD, WESTOVER, MD 21871-4141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Sep 11, 2018Deed, Transfer · FHA Mortgage
FIRST HOME MORTGAGE CORP
Oct 25, 2017Deed, Transfer · VA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 11, 2018 · Amount on Record
Deed SaleSep 11, 2018 · Amount on Record
Prior SaleOct 25, 2017 · Amount on Record
Deed Book / Page1006 / 101
Prior Transfer DateSep 23, 2005
Prior Transfer Doc0006400353
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET MD
Property Address27386 FAIRMOUNT RD, WESTOVER, MD 21871-4141
Transaction TypeMortgage
Record UpdatedMay 03, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011860065
DateOct 13, 2021
Book Page1186/65
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET MD
Recording DateSep 11, 2018
Property Address27386 FAIRMOUNT RD, WESTOVER, MD 21871-4141
Document Number0010060101
Book / Page1006 / 101
Map ReferenceMB CTH37 PG4
Instrument DateAug 30, 2018
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyBRIGHT TITLE & SETTLEEMTN SV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address27386 FAIRMOUNT RD, WESTOVER, MD 21871-4141

Mortgage

Document Number0001006108
DateSep 11, 2018
Instrument1006/108
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2048

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET MD
Recording DateOct 25, 2017
Property Address27386 FAIRMOUNT RD, WESTOVER, MD 21871-4141
Document Number0009630286
Book / Page0963 / 286
Map ReferenceMB CTH37 PG4
Instrument DateOct 20, 2017
Instrument0963-286
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyDELMARVE TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address27386 FAIRMOUNT RD, WESTOVER, MD 21871-4141

Mortgage

Document Number963292
DateOct 25, 2017
Instrument0963-292
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: Somerset County records · Assessment roll updated August 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountySomerset County
Unified School DistrictSomerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$223,833 (+8.99%)$242,300 (-) Land $58,700 Building $183,600
2025$2,283.00 (+14.49%)$205,367 (+14.47%)$242,300 (+29.64%) Land $58,700 Building $183,600
2023$1,994.00$179,400$186,900 Land $37,500 Building $149,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (24039C), updated February 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240399308003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 120 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies120 in force
Nearby Flood Claims13 (2012–2024)
Most Recent ClaimMar 2024, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 5 claims

Wildfire

Wildfire RiskHigh
above 87% of the US · above 98% of Maryland
Wildfire LikelihoodAbout 1 in 130 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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