Wayne County property record for 2743 Stephens St, Dearborn, MI 48124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1963 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (May 2018) |
| Tax Bill | $3,465 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82 09 282 08 018 |
| Primary APN | 82 09 282 08 018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 110 ft deep x 30 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2743 STEPHENS ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48124-2661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | BLK 4 PT OF LOT 1 BEG AT NW COR OF LOT 2 TH ELY 100 FT ON NL OF LOT,TH SW ON PUB ALLEY 11.75 FT,TH NW ON OUTER DR 100.63 FT |
| Legal Subdivision | ELECTRIC RAILWAY ADD |
| Legal Block | 4 |
| Legal Lot Number | 1-2 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 575000 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2743 STEPHENS ST, DEARBORN, MI 48124-2661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CREDIT UNION |
| May 7, 2018 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2018 · Amount on Record |
| Deed Sale | May 7, 2018 · Amount on Record |
| Prior Sale | Jun 3, 2004 · Amount on Record |
| Deed Document Number | 2018169613 |
| Deed Book / Page | 54393 / 1401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 18, 2026 |
| Property Address | 2743 STEPHENS ST, DEARBORN, MI 48124-2661 |
| Document Number | 0000184953 |
| Book / Page | 60289 / 824 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026184953 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 2743 STEPHENS ST, DEARBORN, MI 48124-2661 |
| Document Number | 0000184953, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 60289/824 |
| Instrument | 2026184953 |
| Name | COMMUNITY CHOICE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 7, 2018 |
| Property Address | 2743 STEPHENS ST, DEARBORN, MI 48124-2661 |
| Document Number | 0543931401 |
| Book / Page | 054393 / 001401 |
| Instrument Date | Apr 1, 2018 |
| Instrument | 169613 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $903.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2743 STEPHENS ST DEARBORN MI 481242661, DEARBORN, MI 48124-2661 |
| Document Number | 543931403 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 054393/001403 |
| Instrument | 169614 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 6, 2048 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,200 (+30.12%) | $194,400 (+30.12%) | |
| 2025 | $3,465.00 (-0.26%) | ||
| 2023 | $74,700 | $149,400 | |
| 2019 | $3,474.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
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