2732 Stephens St, Dearborn, MI 48124 Property Records

Wayne County property record for 2732 Stephens St, Dearborn, MI 48124

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 759 sqft · built 1931
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on Record
Last Sale$36,000 (Mar 2009)
Tax Bill$2,163 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN82-09-282-07-015

Property Details

APN / Parcel Number

Primary APN82-09-282-07-015

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area759 sqft Living Area
1st Floor Area759 sqft
Basement Area759 sqft
Unfinished Basement759 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Exterior MaterialAluminum/Vinyl
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions100 ft deep x 30 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2732 STEPHENS ST
CityDEARBORN
StateMI
Zip48124-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 8 BLK 2 ELECTRIC RAILWAY ADD
Legal SubdivisionELECTRIC RAILWAY ADD
Legal Block2
Legal Lot Number8
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group4
Census Block4012
Census Tract575000

Owner

Source: Wayne County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2732 STEPHENS ST, DEARBORN, MI 48124-2645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2009 · Amount on Record
Deed SaleMar 10, 2009 · Amount on Record
Prior SaleJun 5, 2007 · Amount on Record
Deed Document Number200960782
Deed Book / Page47751 / 1289
Last Transfer DateJul 9, 2021
Transfer Doc0568890840
Record UpdatedOct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWAYNE MI
Recording DateJul 19, 2021
Property Address2732 STEPHENS ST, DEARBORN, MI 48124-2645
Document Number0568890840
Book / Page56889 / 840
Map ReferenceLB 14 PG 72
Instrument DateJul 9, 2021
Instrument2021285539
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyPEAK TITLE AGENCY CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2732 STEPHENS ST, DEARBORN, MI 48124-2645

Mortgage

Document Number0568890841
DateJul 19, 2021
Book Page56889/841
Instrument2021285540
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$84,000 (+42.37%)$168,000 (+42.37%)
2025$2,163.00 (-0.23%) Homeowner's exemption$59,000 (+2.08%)$118,000 (+2.08%)
2023$57,800$115,600
2019$2,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75

May also be available: 123.NET, T-Mobile.

Nearby Properties on Stephens St

Nearby Streets

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