Wayne County property record for 2738 Stephens St, Dearborn, MI 48124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,014 sqft · built 1920 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $90,000 (May 2022) |
| Tax Bill | $3,920 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-09-282-07-014 |
| Primary APN | 82-09-282-07-014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2738 STEPHENS ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48124-2645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 7 BLK 2 THEREOF ELECTRIC RAILWAY ADD |
| Legal Subdivision | ELECTRIC RAILWAY ADD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 575000 |
2738 Stephens St is owned by a company that bought it in May 2022.
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 222 RIVER LN, DEARBORN, MI 48124-1047 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 16, 2022 | Warranty Deed, Transfer · Seller Carry-Back JANICE FRANK |
| May 16, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on File |
| Deed Sale | May 16, 2022 · Amount on File |
| Prior Sale | May 16, 1996 · Amount on File |
| Deed Document Number | 2022186359 |
| Deed Book / Page | 57631 / 291 |
| Prior Transfer Date | Apr 29, 2022 |
| Prior Transfer Doc | 0576310290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 16, 2022 |
| Property Address | 2738 STEPHENS ST, DEARBORN, MI 48124-2645 |
| Document Number | 0576310291 |
| Book / Page | 57631 / 291 |
| Map Reference | LB 14 PG 72 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022186359 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2022 |
| Title Company | TITLE SENSE INC, TITLE ONE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 870 NIGHTINGALE ST, 870, DEARBORN, MI 48128-1564 |
| Name | Verified Name |
|---|---|
| Address | 222 RIVER LN, DEARBORN, MI 48124-1047 |
| Document Number | 0057631293 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 57631/293 |
| Name | JANICE FRANK |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Rate | 5% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 16, 2022 |
| Property Address | 2738 STEPHENS ST, DEARBORN, MI 48124-2645 |
| Document Number | 0576310290 |
| Book / Page | 57631 / 290 |
| Map Reference | LB 14 PG 72 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022186358 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 870 NIGHTINGALE ST, 870, DEARBORN, MI 48128-1564 |
| Name | Verified Name |
|---|---|
| Address | 870 NIGHTINGALE ST, DEARBORN, MI 48128-1564 |
The 2025 property tax bill for 2738 Stephens St was $3,920.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,000 (+4.81%) | $122,000 (+4.81%) | |
| 2025 | $3,920.00 | $58,200 | $116,400 |
| 2023 | $56,200 | $112,400 | |
| 2019 | $2,416.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2738 Stephens St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2738 Stephens St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: 123.NET, T-Mobile.
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