2726 Stephens St, Dearborn, MI 48124 Property Records

Wayne County property record for 2726 Stephens St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 759 sqft · built 1925
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jun 2021)
Tax Bill	$3,552 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-282-07-016`

Property Details

APN / Parcel Number

Primary APN	`82-09-282-07-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	759 sqft Living Area
1st Floor Area	759 sqft
Basement Area	759 sqft
Unfinished Basement	759 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2726 STEPHENS ST
City	DEARBORN
State	MI
Zip	48124-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 9 BLK 2 ELECTRIC RAILWAY ADD
Legal Subdivision	ELECTRIC RAILWAY ADD
Legal Block	2
Legal Lot Number	9
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	4
Census Block	4012
Census Tract	575000

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39912 EDMUNDTON DR, CANTON, MI 48187-4217
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC
Jun 2, 2021	Warranty Deed, Transfer · Commercial Mortgage NEXT BRIDGE FUNDING LLC
Nov 11, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADVANTAGE ONE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Jun 13, 2016 · Amount on Record
Deed Document Number	2021239188
Deed Book / Page	56766 / 946
Prior Transfer Date	Jan 19, 2004
Prior Transfer Doc	0403350012
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2726 STEPHENS ST, DEARBORN, MI 48124-2645
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39912 EDMUNDTON DR, CANTON, MI 48187-4217

Mortgage

Document Number	0577331118
Date	Jul 8, 2022
Book Page	57733/1118
Instrument	2022231906

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 2, 2021
Property Address	2726 STEPHENS ST, DEARBORN, MI 48124-2645
Document Number	0567660946
Book / Page	56766 / 946
Map Reference	LB 14 PG 72
Instrument Date	May 21, 2021
Instrument	2021239188
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	TITLE AGENCY, TAA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2726 STEPHENS ST, 2726, DEARBORN, MI 48124-2645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2726 STEPHENS ST, DEARBORN, MI 48124-2645

Mortgage

Document Number	0567481048
Date	May 25, 2021
Book Page	56748/1048
Instrument	2021231547

Lender

Name	NEXT BRIDGE FUNDING LLC
Type	Non-Lending Institution
Address	PLYMOUTH, MI 48170

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	2726 STEPHENS ST, DEARBORN, MI 48124-2645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0553980267
Date	Nov 11, 2019
Book Page	55398/0267
Instrument	2019315725

Lender

Name	ADVANTAGE ONE CU
Type	Credit Union
Address	FLAT ROCK, MI 48134

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	113 Months
Due	Apr 1, 2029

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,500 (+15.85%)	$133,000 (+15.85%)
2025	$3,552.00 (+54.5%)
2023		$57,400 (+23.71%)	$114,800 (+23.71%)
2022		$46,400	$92,800
2019	$2,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

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