St. Joseph County property record for 27317 Wait Rd, Sturgis, MI 49091
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,156 sqft · built 2020 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $42,500 (Apr 2019) |
| Tax Bill | $2,248 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-220-006-00 |
| Primary APN | 014-220-006-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,156 sqft Building Perimeter |
| 1st Floor Area | 3,156 sqft |
| Basement Area | 3,156 sqft |
| Unfinished Basement | 3,156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Lot Area | 94,961 sqft (2.18 acres) |
| Lot Dimensions | 302 ft deep x 314 ft wide |
| Garage Area | 1,792 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 27317 WAIT RD |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-8813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 EXC W 12 FT SUNNYSLOPE SUB SEC 36 T7S R10W. ALSO ALL OF LOTS 5 & 6 SD SUB. EST 2.41 A. (COMB W/ 014-220-004-00 FOR 2021 |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 36 |
| Legal Subdivision | SUNNYSLOPE |
| Legal Lot Number | 5-6 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | SHERMAN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40700 |
27317 Wait Rd is owned and occupied by two individuals who bought it in April 2019.
Source: St. Joseph County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27317 WAIT RD, STURGIS, MI 49091-8813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC |
| Apr 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC |
| Nov 5, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on File |
| Deed Sale | Apr 23, 2019 · Amount on File |
| Deed Book / Page | 1956 / 147 |
| Prior Transfer Date | Nov 1, 2018 |
| Prior Transfer Doc | 01937/0716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 27317 WAIT RD, STURGIS, MI 49091-8813 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 27317 WAIT RD, STURGIS, MI 49091-8813 |
| Document Number | 2022004849 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022004849 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.37% |
| Index | Other |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 23, 2019 |
| Property Address | 27317 WAIT RD, STURGIS, MI 49091-8813 |
| Document Number | 01956/0147 |
| Book / Page | 1956 / 0147 |
| Map Reference | LB 4 PG 20 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | OAK TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3630 E SHORE DR, 3630, PORTAGE, MI 49002-6577 |
| Name | Verified Name |
|---|---|
| Address | 307 1 2 SOUTH MAPLE STREET, STURGIS, MI 49091 |
| Document Number | 0001956150 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 1956/150 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 1, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 5, 2018 |
| Property Address | 27317 WAIT RD, STURGIS, MI 49091-8813 |
| Document Number | 01937/0716 |
| Book / Page | 1937 / 0716 |
| Instrument Date | Nov 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27391 WAIT RD, 27391, STURGIS, MI 49091-8813 |
| Name | Verified Name |
|---|---|
| Address | 3630 E SHORE DR, PORTAGE, MI 49002-6577 |
The 2025 property tax bill for 27317 Wait Rd was $2,248 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Sherman Township |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,400 (+6.1%) | $584,800 (+6.1%) | |
| 2025 | $2,248.00 Homeowner's exemption | $275,600 Land $19,000 Building $256,600 | $551,200 Land $38,000 Building $513,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27317 Wait Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 27317 Wait Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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