Bay County property record for 2740 E 19th Ct, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,585 sqft · built 1942 |
| Lot Size | 0.862 acres (37,548 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,746 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14813-000-000 |
| Primary APN | 14813-000-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,585 sqft Living Area |
| Gross Area | 3,199 sqft |
| 1st Floor Area | 2,585 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 37,548 sqft (0.862 acres) |
| Lot Dimensions | 210 ft deep x 179 ft wide |
| Garage Type | Attached |
| Garage Area | 614 sqft |
| Driveway | Driveway |
| Driveway Area | 810 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 763 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2740 E 19TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-7202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 35 3S 14W -6- 117C ST AND BAY DEV CO PLAT BEG 493.7 E ON S LI LOT 56 & E R/W LI HWY 389 TH N 105 E 179.08 S 210 W 179.08 N 105 TO POB ORB 1131 P 1400 ORB 2631 P 1418 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | ST AND BAY DEV CO PLAT |
| Legal Lot Number | 56 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1200 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2740 E 19TH CT, PANAMA CITY, FL 32405-7202 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 15, 2005 |
| Transfer Doc | 0026311418 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,746.00 (+6.27%) | $221,950 (+14.51%) Land $76,396 Building $145,554 | $221,950 (+14.51%) Land $76,396 Building $145,554 |
| 2024 | $2,584.00 (+6.82%) | ||
| 2023 | $2,419.00 (+20.77%) | $193,822 (+13.99%) Land $61,890 Building $131,932 | $193,822 (+13.99%) Land $61,890 Building $131,932 |
| 2022 | $2,003.00 | $170,029 Land $49,898 Building $120,131 | $170,029 Land $49,898 Building $120,131 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 9 (2018–2020) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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