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2721 E 19th Ct, Panama City, FL 32405 Property Records

Bay County property record for 2721 E 19th Ct, Panama City, FL 32405

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,606 sqft · built 1954
Lot Size0.542 acres (23,609 sqft)
OwnerIndividual Name on Record
Last Sale$89,500 (Mar 2017)
Tax Bill$578 (2025)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14817-000-000

Property Details

APN / Parcel Number

Primary APN14817-000-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,606 sqft Living Area
1st Floor Area1,456 sqft
FlooringTile
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area23,609 sqft (0.542 acres)
Lot Dimensions175 ft deep x 135 ft wide
DrivewayDriveway
Driveway Area252 sqft
PorchFlorida Room
Porch Area360 sqft
Patio Area189 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2721 E 19TH CT
CityPANAMA CITY
StateFL
Zip32405-7201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description35 3S 14W-10- ST A B DEV CO PLAT BEG 204.8 E OF INTER OF E R/W LINE EAST AVE & NORTH LINE LOT 56 TH E 135 S 175 W 135 N 175 TO POB ORB 3885 P 1341
Legal Range14W
Legal Township03S
Legal Section35
Legal SubdivisionST A B DEV CO PLAT
Legal Lot Number56
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2003
Census Tract1200

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2721 E 19TH CT, PANAMA CITY, FL 32405-7201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2017 · Amount on Record
Deed SaleMar 27, 2017 · Amount on Record
Prior SaleFeb 10, 2012 · Amount on Record
Deed Document Number201716521
Deed Book / Page3885 / 1341
Prior Transfer DateAug 15, 2015
Prior Transfer Doc0037251904
Record UpdatedJun 8, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMar 27, 2017
Property Address2721 E 19TH CT, PANAMA CITY, FL 32405-7201
Document Number0038851341
Book / Page003885 / 001341
Instrument DateMar 24, 2017
Instrument16521
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyDIAMOND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$627.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2721 E 19TH CT PANAMA CITY FL 324057201, PANAMA CITY, FL 32405-7201

Mortgage

Document Number38851343
DateMar 27, 2017
Book Page003885/001343
Instrument16522
Lender
NameAVERY REAL ESTATE HOLDINGS INC
Address1718 SHEA CENTER DR # 106, HIGHLANDS RANCH, CO 80129-3526
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$578.00 (-2.2%) Homeowner's exemption$86,349 (+5.99%)$117,072 (+16.02%) Land $55,991 Building $61,081
2024$591.00 (+3.5%)
2023$571.00 (+11.31%) Homeowner's exemption$81,471 (+3%)$100,910 (+15.71%) Land $45,360 Building $55,550
2022$513.00 Homeowner's exemption$79,098$87,209 Land $36,571 Building $50,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims9 (2018–2020)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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