2727 E 19th Ct, Panama City, FL 32405 Property Records

Bay County property record for 2727 E 19th Ct, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 725 sqft · built 1954
Lot Size	0.401 acres (17,467 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (May 2018)
Tax Bill	$1,117 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14812-000-000`

Property Details

APN / Parcel Number

Primary APN	`14812-000-000`
Alternative APN	`4855300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	725 sqft Living Area
1st Floor Area	725 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,467 sqft (0.401 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2727 E 19TH CT
City	PANAMA CITY
State	FL
Zip	32405-7201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	35 3S 14W-5-117C- ST A B DEV CO PLAT BEG 339.8 E OF INTERS OF E R/W LINE OF EAST AVE & NORTH LINE LOT 56 TH S 175 E 100 N 175 W 100 TO POB ORB 4595 P 2189
Legal Range	14W
Legal Township	03S
Legal Section	35
Legal Subdivision	ST A B DEV CO PLAT
Legal Lot Number	56
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2003
Census Tract	1200

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2727 E 19TH CT, PANAMA CITY, FL 32405-7201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Warranty Deed, Transfer · Line of Credit CENTENNIAL BANK
May 13, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 12, 2019	Correction Deed · Line of Credit WHITNEY BANK
May 17, 2018	Special Warranty Deed, Construction Loan · Construction Mortgage CENTENNIAL BANK
Nov 20, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	201829281
Deed Book / Page	4009 / 347
Last Transfer Date	May 12, 2021
Transfer Doc	0044050890
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 8, 2022
Property Address	2727 E 19TH CT, PANAMA CITY, FL 32405-7201
Document Number	0045952189
Book / Page	4595 / 2189
Instrument	2022058303
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 E 19TH CT, PANAMA CITY, FL 32405-7201

Mortgage

Document Number	0045952191
Date	Aug 8, 2022
Book Page	4595/2191
Instrument	2022058304

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	PORT SAINT JOE, FL 32456

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	May 13, 2021
Property Address	2727 E 19TH CT, PANAMA CITY, FL 32405-7201
Document Number	0044050890
Book / Page	4405 / 890
Instrument Date	May 12, 2021
Instrument	2021035966
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 E 19TH CT, PANAMA CITY, FL 32405-7201

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jan 28, 2020
Property Address	2727 E 19TH CT, PANAMA CITY, FL 32405-7201
Document Number	0042151408
Book / Page	004215 / 001408
Instrument Date	Jan 27, 2020
Instrument	6604
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 E 19TH CT PANAMA CITY FL 324057201, PANAMA CITY, FL 32405-7201

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Dec 12, 2019
Property Address	2727 E 19TH CT, PANAMA CITY, FL 32405-7201
Document Number	0042001944
Book / Page	004200 / 001944
Instrument Date	Oct 24, 2019
Instrument	105670
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2727 E 19TH CT PANAMA CITY FL 324057201, PANAMA CITY, FL 32405-7201

December 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	BAY FL
Recording Date	Dec 12, 2019
Property Address	2727 E 19TH CT, PANAMA CITY, FL 32405-7201
Document Number	0042001942
Book / Page	4200 / 1942
Instrument Date	Oct 22, 2019
Instrument	2019105669
Record Updated	Dec 23, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4801 FREDERICA ST, 4801, OWENSBORO, KY 42301-7441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 E 19TH CT, PANAMA CITY, FL 32405-7201

Mortgage

Document Number	0042001946
Date	Dec 12, 2019
Book Page	4200/1946
Instrument	2019105671

Lender

Name	WHITNEY BANK
Type	Bank
Address	PANAMA CITY BEACH, FL 32407

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 17, 2018
Property Address	2727 E 19TH CT, PANAMA CITY, FL 32405-7201
Document Number	0040090347
Book / Page	4009 / 0347
Instrument Date	May 1, 2018
Instrument	2018029281
Transaction Type	Construction Loan
Record Updated	Dec 23, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4801 FREDERICA ST, 4801, OWENSBORO, KY 42301-7441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7111 SW 5TH CT, PEMBROKE PINES, FL 33023-1008

Mortgage

Document Number	2018029282
Date	May 17, 2018
Instrument	2018029282

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	May 15, 2020

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BAY FL
Recording Date	Nov 20, 2017
Property Address	2727 E 19TH CT, PANAMA CITY, FL 32405-7201
Document Number	0039561424
Book / Page	003956 / 001424
Instrument Date	Nov 20, 2017
Instrument	67276
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	2727 E 19TH CT PANAMA CITY FL 324057201, PANAMA CITY, FL 32405-7201
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,117.00 (+4.2%)	$90,325 (+16.15%) Land $41,475 Building $48,850	$90,325 (+16.15%) Land $41,475 Building $48,850
2024	$1,072.00 (+5.82%)
2023	$1,013.00 (+24.29%)	$77,766 (+15.73%) Land $33,600 Building $44,166	$77,766 (+15.73%) Land $33,600 Building $44,166
2022	$815.00	$67,196 Land $27,090 Building $40,106	$67,196 Land $27,090 Building $40,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (2018–2020)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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