2718 E 19th Ct, Panama City, FL 32405 Property Records

Bay County property record for 2718 E 19th Ct, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,922 sqft · built 1957
Lot Size	0.747 acres (32,539 sqft)
Owner	2 Company Names on Record
Last Sale	$198,777 (Sep 2017)
Tax Bill	$2,704 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14816-000-000`

Property Details

APN / Parcel Number

Primary APN	`14816-000-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,922 sqft Living Area
Gross Area	3,792 sqft
1st Floor Area	2,922 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2013
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	32,539 sqft (0.747 acres)
Lot Dimensions	210 ft deep x 155 ft wide
Garage Type	Attached
Garage Area	870 sqft
Driveway	Driveway
Driveway Area	486 sqft
Porch	Open Porch
Porch Area	574 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2718 E 19TH CT
City	PANAMA CITY
State	FL
Zip	32405-7202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	35 3S 14W-9-117C- ST A B DEV CO PLAT BEG 168.7 E OF INT OF E R/W OF EAST AVE & S LINE OF LOT 56 TH N 105 E 155 S 210 W 155 N 105 TO POB ORB 3953 P 1832
Legal Range	14W
Legal Township	03S
Legal Section	35
Legal Subdivision	ST A B DEV CO PLAT
Legal Lot Number	56
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2003
Census Tract	1200

Owner

Source: Bay County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2718 E 19TH CT, PANAMA CITY, FL 32405-7202
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 24, 2018	Deed of Trust, Mortgage · Line of Credit GTE FCU
Nov 8, 2017	Quit Claim Deed, Transfer · Conventional with PMI PRIME LNDG
Sep 19, 2017	Grant Deed, Transfer MTI TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2017 · Amount on Record
Deed Sale	Sep 19, 2017 · Amount on Record
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	201753163
Deed Book / Page	3937 / 1418
Last Transfer Date	Nov 3, 2017
Transfer Doc	0039531832
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jul 14, 2026
Property Address	2718 E 19TH CT, PANAMA CITY, FL 32405-7202
Document Number	0000042430
Book / Page	5055 / 1649
Instrument Date	Jun 26, 2026
Instrument	202642430
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2718 E 19TH CT, PANAMA CITY, FL 32405-7202

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2718 E 19TH CT, PANAMA CITY, FL 32405-7202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040410137
Date	Aug 24, 2018
Book Page	4041/0137
Instrument	2018050860

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Nov 8, 2017
Property Address	2718 E 19TH CT, PANAMA CITY, FL 32405-7202
Document Number	0039531832
Book / Page	003953 / 001832
Instrument Date	Nov 3, 2017
Instrument	65205
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	MTI TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2718 E 19TH CT PANAMA CITY FL 324057202, PANAMA CITY, FL 32405-7202

Mortgage

Document Number	39531834
Date	Nov 8, 2017
Book Page	003953/001834
Instrument	65206

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAY FL
Recording Date	Sep 19, 2017
Property Address	2718 E 19TH CT, PANAMA CITY, FL 32405-7202
Document Number	0039371418
Book / Page	003937 / 001418
Instrument Date	Sep 15, 2017
Instrument	53163
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	MTI TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$1,391.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15100 FRONT BEACH RD #1501 PANAMA CITY BEACH FL 324134543, 1501, PANAMA CITY BEACH, FL 32413-4543

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,704.00 (+3.4%) Homeowner's exemption	$254,978 (+5.99%)	$346,973 (+11.7%) Land $66,123 Building $280,850
2024	$2,615.00 (+2.03%)
2023	$2,563.00 (+11.58%) Homeowner's exemption	$240,575 (+3%)	$310,622 (+11.72%) Land $53,568 Building $257,054
2022	$2,297.00 Homeowner's exemption	$233,568	$278,025 Land $43,189 Building $234,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (2018–2020)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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