Middlesex County and Framingham City property record for 274 Winch St, Framingham, MA 01701
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,621 sqft · built 1984 |
| Lot Size | 3.31 acres (144,184 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,300,000 (Jan 2025) |
| Tax Bill | $13,756 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-94-2874 |
| Primary APN | 36-94-2874 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,621 sqft Living Area |
| Gross Area | 6,484 sqft |
| 1st Floor Area | 2,181 sqft |
| Basement Area | 2,430 sqft |
| Unfinished Basement | 2,430 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 144,184 sqft (3.31 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 11268 |
|---|---|
| Street Address | 274 WINCH ST |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01701-3811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | WINCH HOMESTEAD REALTY TRUST |
| Legal Block | 94 |
| Legal Lot Number | 2874 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 383902 |
Source: Middlesex County and Framingham City records · APN 36-94-2874
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 274 WINCH ST, FRAMINGHAM, MA 01701-3811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · Line of Credit DIRECT CU |
| Apr 29, 2021 | Deed of Trust, Mortgage · ARM DIRECT CU |
| Nov 08, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance QS LENDING T |
| Apr 29, 2021 | Deed of Trust, Mortgage · ARM DIRECT CU |
| May 31, 2017 | Deed of Trust, Mortgage · Line of Credit NEEDHAM BK |
| May 31, 2017 | Deed of Trust, Mortgage · Conventional with PMI NEEDHAM BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2025 · Amount on Record |
| Deed Sale | Jan 15, 2025 · Amount on Record |
| Prior Sale | May 19, 2004 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 274 WINCH ST, FRAMINGHAM, MA 01701-3811 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001942810 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 1942810 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 274 WINCH ST, FRAMINGHAM, MA 01701-3811 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001878316 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 1878316 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 01, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 274 WINCH ST, FRAMINGHAM, MA 01701-3811 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001966880 |
|---|---|
| Date | Nov 08, 2024 |
| Instrument | 1966880 |
| Name | QS LENDING T |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 274 WINCH ST, FRAMINGHAM, MA 01701-3811 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1878316 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 1878316 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 01, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 274 WINCH ST, FRAMINGHAM, MA 01701-3811 |
| Document Number | 0001761582 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0001761582 |
|---|---|
| Date | Jun 01, 2017 |
| Instrument | 1761582 |
| Name | NEEDHAM BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 31, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 274 WINCH ST, FRAMINGHAM, MA 01701-3811 |
| Document Number | 0001761581 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0001761581 |
|---|---|
| Date | Jun 01, 2017 |
| Instrument | 1761581 |
| Name | NEEDHAM BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Middlesex County and Framingham City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,756.00 (+3.75%) | $1,152,100 (+8.27%) Land $408,900 Building $743,200 | $1,228,255 (+2.72%) |
| 2024 | $13,259.00 (+5.81%) | $1,064,100 (+11.16%) Land $362,100 Building $702,000 | $1,195,765 |
| 2023 | $12,531.00 | $957,300 Land $338,200 Building $619,100 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Mar 1978 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 71 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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