263 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 263 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,921 sqft · built 2016
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Company Names on Record
Last Sale	$4,054 (Apr 2023)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2021 Line of Credit + 8 more
Flood Zone	Zone AE (high risk)
APN	`596-08-00-235`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-235`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,921 sqft Living Area
1st Floor Area	2,313 sqft
Upper Floors Area	1,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	313 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	263 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DARRELL CREEK PHASE FIVE DESCRIPTION -LOT 103
Legal Subdivision	DARRELL CREEK PHASE FIVE
Legal Phase	5
Legal Lot Number	103
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2006
Census Tract	4617

Owner

Source: Charleston County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BANK NA
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 25, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 19, 2023	Intrafamily Transfer, Transfer
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Jun 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
May 6, 2020	Warranty Deed, Construction Loan · Line of Credit SOUTHERN FIRST BK NA
May 6, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	May 6, 2020 · Amount on Record
Deed Book / Page	1174 / 812
Prior Transfer Date	Apr 18, 2023
Prior Transfer Doc	0011740812
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371

Mortgage

Document Number	0013490974
Date	Nov 13, 2025
Book Page	1349/974

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371

Mortgage

Document Number	0010540528
Date	Nov 22, 2021
Book Page	1054/528

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	476 Months
Due	Jul 25, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371

Mortgage

Document Number	0012040836
Date	Sep 25, 2023
Book Page	1204/836

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 10, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Apr 19, 2023
Property Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Document Number	0011740812
Book / Page	1174 / 812
Map Reference	MB EK PG 563
Instrument Date	Apr 18, 2023
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010150992
Date	Jul 21, 2021
Book Page	1015/992

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	PRIORITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010720878
Date	Jan 29, 2022
Book Page	1072/878

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011130356
Date	Jun 1, 2022
Book Page	1113/356

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 6, 2020
Property Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Document Number	0880/0075
Book / Page	000880 / 000075
Instrument Date	Apr 21, 2020
Transaction Type	Construction Loan
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	263 COMMONWEALTH RD MOUNT PLEASANT SC 294668371, MOUNT PLEASANT, SC 29466-8371

Mortgage

Document Number	880/0076
Date	May 6, 2020
Book Page	000880/000076

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CHARLESTON, SC 29401-3508

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	880/0078,
Date	May 6, 2020
Book Page	000880/000078

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CHARLESTON, SC 29401-3508

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 5, 2021

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 6, 2020
Property Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Document Number	0880/0074
Book / Page	000880 / 000074
Instrument Date	Apr 16, 2020
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$665.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	263 COMMONWEALTH RD MOUNT PLEASANT SC 294668371, MOUNT PLEASANT, SC 29466-8371
Investor	Possibly a Property Investor

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	263 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8371
Document Number	0676/0400
Book / Page	000676 / 000400
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	263 COMMONWEALTH RD MOUNT PLEASANT SC 294668371, MOUNT PLEASANT, SC 29466-8371

Mortgage

Document Number	0676/0400
Date	Oct 31, 2017
Book Page	000676/000400

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98214-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 30, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,193.00 (-70.66%)	$828,000 (+1,816.67%) Land $215,050 Building $612,950	$1,336,700 (+101.01%) Land $399,200 Building $937,500
2024	$10,881.00 (+346.67%)	$43,200 (+62.41%)
2022	$2,436.00	$26,600	$665,000 (-7.64%) Land $187,000 Building $478,000
2020			$720,000 Land $187,000 Building $533,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 996 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,036 units insured incl. 40 condo units
Nearby Flood Claims	9 (2015–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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