2731 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2731 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Medical Building
Details	2 bd · 2 ba · 3,072 sqft · built 1916
Lot Size	0.173 acres (7,536 sqft)
Owner	Company Name on File
Last Sale	$685,000 (Oct 2023)
Tax Bill	$11,214 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-0005-0023-00`

Property Details

APN / Parcel Number

Primary APN	`046-0005-0023-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,072 sqft Finished Area
1st Floor Area	1,564 sqft
2nd Floor Area	1,508 sqft
Attic	Attic
Attic Area	1,508 sqft
Basement Area	1,564 sqft

Exterior

Year Built	Built 1916
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	150 ft deep x 200 ft wide
Garage Type	Detached
Garage Area	552 sqft
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2731 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2107
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Legal Description	2731 OBSERVATORY RD 50 X 150.73 IRR LOT 8 H J & M E WESTON SUB
Legal Subdivision	M E WESTON SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3004
Census Tract	4900

Owner

2731 Observatory Ave, a commercial property, is owned by a company that bought it in October 2023 and is owner-occupied.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	2731 OBSERVATORY AVE, CINCINNATI, OH 45208-2107
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Prior Sale	May 3, 1995
Deed Document Number	0000074101
Deed Book / Page	15023 / 1954
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 17, 2023
Property Address	2731 OBSERVATORY AVE, CINCINNATI, OH 45208-2107
Document Number	0000074101
Book / Page	15023 / 1954
Map Reference	MB 18 PG 1
Instrument Date	Oct 16, 2023
Instrument	2023-0074101
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	MATTINGLY FORD TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 OBSERVATORY AVE, CINCINNATI, OH 45208-2107

Mortgage

Document Number	0000074102
Date	Oct 17, 2023
Book Page	15023/1956
Instrument	2023-0074102

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 16, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 2731 Observatory Ave was $11,214, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,214.00 (+0.67%)	$134,600 (-) Land $53,893 Building $80,707
2024	$11,139.00 (+0.25%)	$134,600 (-) Land $53,893 Building $80,707
2023	$11,111.00 (-6.74%)	$134,600 (+2.87%) Land $53,893 Building $80,707	$384,570 Land $153,980 Building $230,590
2022	$11,914.00	$130,851 Land $53,417 Building $77,434
2020			$373,860 Land $152,620 Building $221,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2731 Observatory Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1989–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2731 Observatory Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20