232 Spruce Rd, Middletown, NY 10940 Property Records

Sullivan County and Mamakating Town property record for 232 Spruce Rd, Middletown, NY 10940

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,226 sqft
Lot Size	14.5 acres (631,620 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Nov 2014)
Tax Bill	$9,892 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`484089 72.-1-13.2`

Property Details

APN / Parcel Number

Primary APN	`484089 72.-1-13.2`
Alternative APNs	`4089072 0001013002` `067435`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,226 sqft Living Area
1st Floor Area	1,659 sqft
2nd Floor Area	1,211 sqft
Upper Floors Area	356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	631,620 sqft (14.5 acres)
Lot Width	250 ft Width
Garage Type	Mixed
Garage Area	2,744 sqft
Parking Spaces	10 Parking Spaces
Porch	Slab
Porch Area	524 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	067435
Street Address	232 SPRUCE RD
City	MIDDLETOWN
State	NY
Zip	10940-7842
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	13.002
Jurisdiction	SULLIVAN NY
Township / Civil Division	MAMAKATING
Census Block Group	1
Census Block	1018
Census Tract	951202

Owner

Source: Sullivan County and Mamakating Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 SPRUCE RD, MIDDLETOWN, NY 10940-7842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2014 · Amount on Record
Deed Sale	Nov 14, 2014 · Amount on Record
Deed Book / Page	2014 / 7576
Last Transfer Date	Feb 18, 2020
Transfer Doc	553
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SULLIVAN NY
Recording Date	Sep 14, 2020
Property Address	232 SPRUCE RD, MIDDLETOWN, NY 10940-7842
Document Number	0000006553
Instrument Date	Feb 18, 2020
Instrument	6553
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SPRUCE RD MIDDLETOWN NY 109407842, MIDDLETOWN, NY 10940-7842

Mortgage

Document Number	6554
Date	Sep 14, 2020
Instrument	6554

Lender

Name	VB RESIDENCE LLC
Address	4067 NE MOON RIVER CIR, JENSEN BEACH, FL 34957-4243

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 13, 2025

Tax Assessment & Valuation

Source: Sullivan County and Mamakating Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Mamakating Town
Unified School District	Minisink Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,892.00	$144,800 (-) Land $47,300 Building $97,500	$425,900 (+10.3%) Land $139,123 Building $286,777
2023		$144,800 Land $47,300 Building $97,500	$386,133 Land $126,133 Building $260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 99.3% of New York
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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