2725 Shadow Rdg Dr, Elko, NV 89801 Property Records

Elko County property record for 2725 Shadow Rdg Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,374 sqft · built 1988
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Nov 2018)
Tax Bill	$2,792 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-991-022`

Property Details

APN / Parcel Number

Primary APN	`001-991-022`
Alternative APN	`001-660-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	4 Stories
Building Area	2,374 sqft Living Area
Gross Area	2,830 sqft
Basement Area	618 sqft
Finished Basement	618 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Metal
Lot Area	7,928 sqft (0.182 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Deck Area	352 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2725 SHADOW RIDGE DR
City	ELKO
State	NV
Zip	89801-7921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	CLOVER HILLS SUBDIVISION PHASE 2 FILE 278494 LOCATED IN MDB&M
Legal Range	55E
Legal Township	34N
Legal Section	17
Legal Subdivision	CLOVER HILLS SUB PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	222
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1020
Census Tract	950701

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2725 SHADOW RIDGE DR, ELKO, NV 89801-7921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Nov 21, 2018	Certificate of Transfer, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Nov 21, 2018	Quit Claim Deed, Transfer SIMPLIFIED TITLE AND ESCROW COMPANY, SIMPLIFIED TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	2018748861
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	2725 SHADOW RIDGE DR, ELKO, NV 89801-7921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE CO OF NV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000765654
Date	Feb 24, 2020
Instrument	765654

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

November 2018: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	ELKO NV
Recording Date	Nov 21, 2018
Property Address	2725 SHADOW RIDGE DR, ELKO, NV 89801-7921
Document Number	0000748861
Map Reference	FILE278494
Instrument Date	Nov 6, 2018
Instrument	748861
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	RELIANT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1145 MOONLIGHT WAY, 1145, ROYAL PALM BEACH, FL 33411-3083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2725 SHADOW RIDGE DR, ELKO, NV 89801-7921

Mortgage

Document Number	0000748862
Date	Nov 21, 2018
Instrument	748862

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Nov 21, 2018
Property Address	2725 SHADOW RIDGE DR, ELKO, NV 89801-7921
Document Number	0000748860
Instrument Date	Nov 6, 2018
Instrument	748860
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	SIMPLIFIED TITLE AND ESCROW COMPANY, SIMPLIFIED TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1145 MOONLIGHT WAY ROYAL PALM BEACH FL 334113083, ROYAL PALM BEACH, FL 33411-3083

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,792.00 (+5.4%)	$77,801 (+7.52%) Land $22,243 Building $55,559	$222,289 (+7.52%) Land $63,551 Building $158,740
2025	$2,649.00 (+12.72%)	$72,358 (+8.2%) Land $14,875 Building $57,483	$206,737 (+8.2%) Land $42,500 Building $164,237
2023	$2,350.00 (+8%)	$66,872 (+12.45%) Land $14,875 Building $51,997	$191,063 (+12.45%) Land $42,500 Building $148,563
2022	$2,176.00	$59,466 Land $14,875 Building $44,591	$169,903 Land $42,500 Building $127,403

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 77% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: Zito Media.

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