Elko County property record for 2651 Shadow Rdg Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,784 sqft · built 1988 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | Company Name on Record |
| Last Sale | $240,000 (Jun 2010) |
| Tax Bill | $2,359 (2026) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-991-020 |
| Primary APN | 001-991-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 4 Stories |
| Building Area | 2,402 sqft Living Area |
| Gross Area | 2,858 sqft |
| Basement Area | 618 sqft |
| Finished Basement | 618 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,144 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 272 sqft |
| Patio Area | 272 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2651 SHADOW RIDGE DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-7923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | CLOVER HILLS SUBDIVISION PHASE 2 FILE 278494 LOCATED IN MDB&M |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 17 |
| Legal Subdivision | CLOVER HILLS SUB PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 220 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 804 MOUNTAIN CITY HWY, 3, ELKO, NV 89801-9547 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2010 · Amount on Record |
| Deed Sale | Jun 4, 2010 · Amount on Record |
| Prior Sale | Jul 28, 2006 · Amount on Record |
| Deed Document Number | 2010627220 |
| Last Transfer Date | Apr 4, 2013 |
| Transfer Doc | 0000670296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 2651 SHADOW RIDGE DR, ELKO, NV 89801-7923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000752813 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 752813 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,359.00 (+3.01%) | $73,587 (+8.16%) Land $22,243 Building $51,345 | $210,249 (+8.16%) Land $63,551 Building $146,700 |
| 2025 | $2,290.00 (+14.1%) | $68,035 (+5.47%) Land $14,875 Building $53,160 | $194,386 (+5.47%) Land $42,500 Building $151,886 |
| 2023 | $2,007.00 (+2.98%) | $64,507 (+12.42%) Land $14,875 Building $49,632 | $184,306 (+12.42%) Land $42,500 Building $141,806 |
| 2022 | $1,949.00 | $57,382 Land $14,875 Building $42,507 | $163,949 Land $42,500 Building $121,449 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 89% of Nevada |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: Zito Media.
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