2722 Shadow Rdg Dr, Elko, NV 89801 Property Records

Elko County property record for 2722 Shadow Rdg Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1988
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Tax Bill	$1,810 (2026)
Deeds & Mortgages	Jan 2024 Second Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-991-013`

Property Details

APN / Parcel Number

Primary APN	`001-991-013`
Alternative APN	`001-660-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,064 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,186 sqft (0.142 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	230 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2722 SHADOW RIDGE DR
City	ELKO
State	NV
Zip	89801-7920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	CLOVER HILLS SUBDIVISION PHASE 2 FILE 278494 LOCATED IN MDB&M
Legal Range	55E
Legal Township	34N
Legal Section	17
Legal Subdivision	CLOVER HILLS SUB PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	213
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1019
Census Tract	950701

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2722 SHADOW RIDGE DR, ELKO, NV 89801-7920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jul 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 24, 2019
Transfer Doc	0000757093
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	2722 SHADOW RIDGE DR, ELKO, NV 89801-7920
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	TITLE 365- NLSE, TITLE 365 NLSH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000833072
Date	Jan 25, 2024
Instrument	833072

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2039

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	2722 SHADOW RIDGE DR, ELKO, NV 89801-7920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000759782
Date	Sep 25, 2019
Instrument	759782

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Jul 24, 2019
Property Address	2722 SHADOW RIDGE DR, ELKO, NV 89801-7920
Document Number	0000757093
Instrument Date	Jul 24, 2019
Instrument	757093
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2722 SHADOW RIDGE DR ELKO NV 898017920, ELKO, NV 89801-7920

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,810.00 (+3.02%)	$58,471 (+11.63%) Land $22,243 Building $36,228	$167,060 (+11.63%) Land $63,551 Building $103,509
2025	$1,757.00 (+17.68%)	$52,379 (+7.85%) Land $14,875 Building $37,504	$149,654 (+7.85%) Land $42,500 Building $107,154
2023	$1,493.00 (+2.97%)	$48,565 (+10.8%) Land $14,875 Building $33,690	$138,757 (+10.8%) Land $42,500 Building $96,257
2022	$1,450.00	$43,832 Land $14,875 Building $28,957	$125,234 Land $42,500 Building $82,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 77% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: Zito Media.

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