2729 Shadow Rdg Dr, Elko, NV 89801 Property Records

Elko County property record for 2729 Shadow Rdg Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1988
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (May 2014)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-991-023`

Property Details

APN / Parcel Number

Primary APN	`001-991-023`
Alternative APN	`001-660-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	4 Stories
Building Area	1,756 sqft Living Area
Gross Area	2,374 sqft
Basement Area	618 sqft

Exterior

Year Built	Built 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,839 sqft (0.157 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Fence	Fence

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2729 SHADOW RIDGE DR
City	ELKO
State	NV
Zip	89801-7921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	CLOVER HILLS SUBDIVISION PHASE 2 FILE 278494,LOCATED IN,MDB&M
Legal Subdivision	CLOVER HILLS SUB PHASE 2
Legal Phase	2
Legal Lot Number	223
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1020
Census Tract	950701

Owner

Source: Elko County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2729 SHADOW RIDGE DR, ELKO, NV 89801-7921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage NEVADA AFFORDABLE HOUSING ASST CORP
Feb 22, 2018	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY
Mar 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2014 · Amount on Record
Deed Sale	May 19, 2014 · Amount on Record
Prior Sale	May 19, 2014 · Amount on Record
Deed Document Number	0000686448
Last Transfer Date	Mar 21, 2017
Transfer Doc	0000723153
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	2729 SHADOW RIDGE DR, ELKO, NV 89801-7921
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2729 SHADOW RIDGE DR, ELKO, NV 89801-7921

Mortgage

Document Number	0000835309
Date	Apr 8, 2024
Instrument	835309

Lender

Name	NEVADA AFFORDABLE HOUSING ASST CORP
Type	Government Agency
Address	LAS VEGAS, NV 89114

Agreement

Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	2729 SHADOW RIDGE DR, ELKO, NV 89801-7921
Document Number	0000737979
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2729 SHADOW RIDGE DR ELKO NV 898017921, ELKO, NV 89801-7921

Mortgage

Document Number	0000737979
Date	Mar 7, 2018
Instrument	737979

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	LAS VEGAS, NV 89114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Mar 21, 2017
Property Address	2729 SHADOW RIDGE DR, ELKO, NV 89801-7921
Document Number	0000723153
Instrument Date	Mar 20, 2017
Instrument	723153
Transaction Type	Transfer
Record Updated	May 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2729 SHADOW RIDGE DR ELKO NV 898017921, ELKO, NV 89801-7921

Tax Assessment & Valuation

Source: Elko County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,155.00 (+12.95%)	$64,058 (+4.47%) Land $14,875 Building $49,183	$183,023 (+4.47%) Land $42,500 Building $140,523
2023	$1,908.00 (+2.97%)	$61,316 (+12.02%) Land $14,875 Building $46,441	$175,189 (+12.02%) Land $42,500 Building $132,689
2022	$1,853.00	$54,735 Land $14,875 Building $39,860	$156,386 Land $42,500 Building $113,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 77% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: Zito Media.

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