2721 Phyllis Cir N, Billings, MT 59102 Property Records

Yellowstone County property record for 2721 Phyllis Cir N, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,094 sqft · built 1976
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$184,100 (Nov 2022)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A215050`

Property Details

APN / Parcel Number

Primary APN	`000A215050`
Alternative APNs	`03-0926-12-1-03-21-0000` `R0322352` `A215050` `A21505`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,094 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Finished Basement	990 sqft
Unfinished Basement	114 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Neighborhood / Spot
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	96 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2721 PHYLLIS CIR N
City	BILLINGS
State	MT
Zip	59102-5617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	RYAN SUBD, S12, T01 S, R25 E, BLOCK 4, LOT 21, 2ND AMND
Legal Range	25E
Legal Township	01S
Legal Section	12
Legal Subdivision	RYAN SUBD
Legal Block	4
Legal Lot Number	21
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2001
Census Tract	1704

Owner

2721 Phyllis Cir N is owned and occupied by two individuals who bought it in November 2022.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2721 PHYLLIS CIR N, BILLINGS, MT 59102-5617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 28, 2022	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2022 · Amount on File
Deed Sale	Nov 28, 2022 · Amount on File
Deed Document Number	20224035580
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 21, 2026
Property Address	2721 PHYLLIS CIR N, BILLINGS, MT 59102-5617
Document Number	0004139594
Instrument Date	Jul 6, 2026
Instrument	20264139594
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 PHYLLIS CIR N, BILLINGS, MT 59102-5617

Mortgage

Document Number	0004139594,
Date	Jul 21, 2026
Instrument	20264139594

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	May 1, 2055

Interest

Rate	6.48%
Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YELLOWSTONE MT
Recording Date	Nov 28, 2022
Property Address	2721 PHYLLIS CIR N, BILLINGS, MT 59102-5617
Document Number	0004035580
Map Reference	DOC 962588
Instrument Date	Nov 28, 2022
Instrument	4035580
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2721 PHYLLIS CIR N, BILLINGS, MT 59102-5617

Mortgage

Document Number	0004035581
Date	Nov 28, 2022
Instrument	4035581

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 24, 2018
Property Address	2721 PHYLLIS CIR N, BILLINGS, MT 59102-5617
Document Number	0003849905
Instrument Date	May 23, 2018
Instrument	3849905
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3953 RIMROCK RD BILLINGS MT 591020147, BILLINGS, MT 59102-0147

Tax Assessment & Valuation

The 2025 property tax bill for 2721 Phyllis Cir N was $2,190, down 26% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,800 (-) Land $40,998 Building $313,802	$354,800 (-) Land $40,998 Building $313,802
2025	$2,190.00 (-25.99%)	$354,800 Land $40,998 Building $313,802	$354,800 Land $40,998 Building $313,802
2024	$2,959.00 (+6.06%)
2023	$2,790.00	$312,700	$312,700 Land $44,669 Building $268,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2721 Phyllis Cir N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2721 Phyllis Cir N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155
Water Source	Purchased surface water from CITY OF BILLINGS
Last State Inspection	Jun 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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