2764 Phyllis Cir N, Billings, MT 59102 Property Records

Yellowstone County property record for 2764 Phyllis Cir N, Billings, MT 59102

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 840 sqft · built 1978
Lot Size	0.024 acres (1,061 sqft)
Owner	Individual Name on Record
Last Sale	$148,268 (May 2026)
Tax Bill	$1,235 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A21521A`

Property Details

APN / Parcel Number

Primary APN	`000A21521A`
Alternative APNs	`03-0926-12-1-02-10-7001` `A21521A` `R631496`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,061 sqft (0.024 acres)
View / Lot	Rural
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2764 PHYLLIS CIR N
City	BILLINGS
State	MT
Zip	59102-5618
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	RAINTREE TOWNHOMES (10), S12, T01 S, R25 E, UNIT 2764, 50% COMMON AREA INTEREST, LOC @ LT 11 BLK 5 RYAN SUB 2ND AMND
Legal Range	25E
Legal Township	01S
Legal Section	12
Legal Subdivision	RAINTREE TOWNHOMES (10)
Legal Block	2
Legal Lot Number	11
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2003
Census Tract	1704

Owner

Source: Yellowstone County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2764 PHYLLIS CIR N, BILLINGS, MT 59102-5618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK/MT
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF MONTANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Nov 17, 2009 · Amount on Record
Deed Document Number	20264134541
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	May 22, 2026
Property Address	2764 PHYLLIS CIR N, BILLINGS, MT 59102-5618
Document Number	0004134542
Instrument Date	May 22, 2026
Instrument	20264134542
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4242 BENNETT AVE, BILLINGS, MT 59105-5126

Mortgage

Document Number	0004134542,
Date	May 22, 2026
Instrument	20264134542

Lender

Name	OPPORTUNITY BANK/MT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 22, 2026
Property Address	2764 PHYLLIS CIR N, BILLINGS, MT 59102-5618
Document Number	0004134541
Instrument Date	May 22, 2026
Instrument	20264134541
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2764 PHYLLIS CIR N, BILLINGS, MT 59102-5618

Mortgage

Document Number	0004134541,
Date	May 22, 2026
Instrument	20264134541

Lender

Name	BANK OF MONTANA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,600 (-) Land $37,659 Building $161,941	$199,600 (-) Land $37,659 Building $161,941
2025	$1,235.00 (-12.97%)	$199,600 (+34.59%) Land $37,659 Building $161,941	$199,600 (+34.59%) Land $37,659 Building $161,941
2024	$1,419.00 (+7.26%)
2023	$1,323.00	$148,300	$148,300 Land $23,396 Building $124,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155
Water Source	Purchased surface water from CITY OF BILLINGS
Last State Inspection	Jun 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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