2771 Phyllis Cir N, Billings, MT 59102 Property Records

Yellowstone County property record for 2771 Phyllis Cir N, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,017 sqft · built 1976
Lot Size	0.158 acres (6,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,290 (May 2021)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000A215000`

Property Details

APN / Parcel Number

Primary APN	`000A215000`
Alternative APNs	`03-0926-12-1-03-16-0000` `R0322347` `A215000` `A21500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,017 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	1,072 sqft
Basement Area	1,050 sqft
Finished Basement	945 sqft
Unfinished Basement	105 sqft
Family Room	Family Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,870 sqft (0.158 acres)
View / Lot	Neighborhood / Spot
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	15 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2771 PHYLLIS CIR N
City	BILLINGS
State	MT
Zip	59102-5617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	RYAN SUBD, S12, T01 S, R25 E, BLOCK 4, LOT 16, 2ND AMND
Legal Range	25E
Legal Township	01S
Legal Section	12
Legal Subdivision	RYAN SUBD
Legal Block	4
Legal Lot Number	16
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2001
Census Tract	1704

Owner

Source: Yellowstone County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2771 PHYLLIS CIR N, BILLINGS, MT 59102-5617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 29, 2023	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
May 22, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 25, 2021	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Deed Document Number	20213973786
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	May 29, 2026
Property Address	2771 PHYLLIS CIR N, BILLINGS, MT 59102-5617
Document Number	0004135181
Instrument Date	May 7, 2026
Instrument	20264135181
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2771 PHYLLIS CIR N, BILLINGS, MT 59102-5617

Mortgage

Document Number	0004135181,
Date	May 29, 2026
Instrument	20264135181

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2771 PHYLLIS CIR N, BILLINGS, MT 59102-5617
Transaction Type	Mortgage
Record Updated	Jul 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2771 PHYLLIS CIR N, BILLINGS, MT 59102-5617

Mortgage

Document Number	0004050438
Date	Jun 29, 2023
Instrument	4050438

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2771 PHYLLIS CIR N, BILLINGS, MT 59102-5617
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2771 PHYLLIS CIR N, BILLINGS, MT 59102-5617

Mortgage

Document Number	0004047542
Date	May 22, 2023
Instrument	4047542

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 25, 2021
Property Address	2771 PHYLLIS CIR N, BILLINGS, MT 59102-5617
Document Number	0003973786
Map Reference	DOC 962588
Instrument Date	May 25, 2021
Instrument	3973786
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2771 PHYLLIS CIR N, BILLINGS, MT 59102-5617

Mortgage

Document Number	0003973787
Date	May 25, 2021
Instrument	3973787

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00 (-24.42%)	$353,100 (+15.85%) Land $45,013 Building $308,087	$353,100 (+15.85%) Land $45,013 Building $308,087
2024	$2,908.00 (+6.91%)
2023	$2,720.00	$304,800	$304,800 Land $46,207 Building $258,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155
Water Source	Purchased surface water from CITY OF BILLINGS
Last State Inspection	Jun 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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