2720 Colonial Dr, Elgin, IL 60124 Property Records

Kane County property record for 2720 Colonial Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,726 sqft · built 1991
Lot Size	0.29 acres (12,654 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Dec 2020)
Tax Bill	$8,591 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-17-431-003`

Property Details

APN / Parcel Number

Primary APN	`06-17-431-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,726 sqft Living Area
Gross Area	2,467 sqft
Basement Area	741 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,654 sqft (0.29 acres)
Lot Width	228 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2720 COLONIAL DR
City	ELGIN
State	IL
Zip	60124-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANDALL RIDGE UNIT 2 LOT 23 & PART OF LOT 95 OF RANDALL RIDGE UNIT 3 DESC IN DOC 98K081157
Legal Subdivision	RANDALL RIDGE
Legal Block	4
Legal Lot Number	23,95
Legal Unit	2-23
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4027
Census Tract	851904

Owner

Source: Kane County records · APN 06-17-431-003

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2720 COLONIAL DR, ELGIN, IL 60124-5509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Sep 08, 1998 · Amount on Record
Deed Document Number	202081891
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 30, 2020
Property Address	2720 COLONIAL DR, ELGIN, IL 60124-5509
Document Number	0000081891
Map Reference	DOC 92K86851
Instrument Date	Oct 29, 2020
Instrument	2020K081891
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2720 COLONIAL DR, ELGIN, IL 60124-5509

Mortgage

Document Number	0000081892
Date	Dec 30, 2020
Instrument	2020K081892

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,591.00 (+8.38%) Homeowner's exemption
2024		$108,413 (+21.39%) Land $28,317 Building $80,096	$325,369 (+21.44%) Land $84,985 Building $240,384
2022	$7,927.00 (+3.54%) Homeowner's exemption	$89,307 (+6.96%) Land $23,326 Building $65,981	$267,921 (+6.96%) Land $69,978 Building $197,943
2021	$7,656.00 Homeowner's exemption	$83,496 Land $21,808 Building $61,688	$250,488 Land $65,424 Building $185,064

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jun 2000

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

Based on FCC filings for 170 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.