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2727 Colonial Dr, Elgin, IL 60124 Property Records

Kane County property record for 2727 Colonial Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,210 sqft · built 1991
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Jul 1999)
Tax Bill$9,575 (2025)
Deeds & MortgagesJan 2026 Transfer
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-17-429-023

Property Details

APN / Parcel Number

Primary APN06-17-429-023

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,210 sqft Living Area
Gross Area3,265 sqft
Basement Area1,055 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2727 COLONIAL DR
CityELGIN
StateIL
Zip60124-5512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANDALL RIDGE UNIT 2 LOT 27
Legal SubdivisionRANDALL RIDGE
Legal Block4
Legal Lot Number27
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4022
Census Tract851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2727 COLONIAL DR, ELGIN, IL 60124-5512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 1999 · Amount on Record
Deed SaleJul 22, 1999 · Amount on Record
Deed Document Number199972280
Prior Transfer DateJan 20, 1997
Prior Transfer Doc0000004641
Record UpdatedOct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJan 26, 2026
Property Address2727 COLONIAL DR, ELGIN, IL 60124-5512
Document Number0000003486
Instrument DateDec 19, 2025
Instrument2026K003486
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2727 COLONIAL DR, ELGIN, IL 60124-5512
InvestorPossibly a Property Investor

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2727 COLONIAL DR, ELGIN, IL 60124-5512
Transaction TypeMortgage
Record UpdatedDec 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093946
DateDec 20, 2021
Instrument2021K093946
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2037

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,575.00 (-2.62%) Homeowner's exemption$130,266 (+8.57%) Land $28,671 Building $101,595$390,954 (+8.57%) Land $86,047 Building $304,907
2024$9,833.00 (+10.56%) Homeowner's exemption$119,984 (+21.39%) Land $26,408 Building $93,576$360,096 (+21.44%) Land $79,256 Building $280,840
2022$8,894.00 (+3.49%) Homeowner's exemption$98,839 (+6.96%) Land $21,754 Building $77,085$296,517 (+6.96%) Land $65,262 Building $231,255
2021$8,594.00 Homeowner's exemption$92,407 Land $20,338 Building $72,069$277,221 Land $61,014 Building $216,207

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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