2695 Colonial Dr, Elgin, IL 60124 Property Records

Kane County property record for 2695 Colonial Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,888 sqft · built 1991
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$362,000 (Feb 2022)
Tax Bill$3,271 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-17-429-017

Property Details

APN / Parcel Number

Primary APN06-17-429-017

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,888 sqft Living Area
Gross Area2,632 sqft
Basement Area744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleContemporary
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions127 ft deep x 68 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address2695 COLONIAL DR
CityELGIN
StateIL
Zip60124-5512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANDALL RIDGE UNIT 2 LOT 33
Legal SubdivisionRANDALL RIDGE
Legal Block4
Legal Lot Number33
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4022
Census Tract851904

Owner

Source: Kane County records · APN 06-17-429-017

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2695 COLONIAL DR, ELGIN, IL 60124-5512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE INC
Dec 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Feb 16, 2018Warranty Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 18, 2022 · Amount on Record
Deed SaleFeb 18, 2022 · Amount on Record
Prior SaleFeb 16, 2018 · Amount on Record
Deed Document Number20229764
Prior Transfer DateApr 04, 2002
Prior Transfer Doc0000055461
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 18, 2022
Property Address2695 COLONIAL DR, ELGIN, IL 60124-5512
Document Number0000009764
Instrument DateFeb 14, 2022
Instrument2022K009764
Transaction TypeTransfer
Record UpdatedFeb 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$362.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2695 COLONIAL DR, ELGIN, IL 60124-5512

Mortgage

Document Number0000009765
DateFeb 18, 2022
Instrument2022K009765
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052
Interest
Rate TypeFixed Rate
Rate3.25%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2695 COLONIAL DR, ELGIN, IL 60124-5512
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNEAR NORTH NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061324
DateDec 18, 2019
Instrument2019K061324
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60516
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050
Interest
Rate TypeFixed Rate
Rate3.99%

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 16, 2018
Property Address2695 COLONIAL DR, ELGIN, IL 60124-5512
Document Number0000007652
Instrument DateFeb 07, 2018
Instrument2018K007652
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2695 COLONIAL DR, 2695, ELGIN, IL 60124-5512

Transferred To (Grantee/Buyer)

NameVerified Name
Address2695 COLONIAL DR, ELGIN, IL 60124-5512

Mortgage

Document Number0000007653
DateFeb 16, 2018
Instrument2018K007653
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048
Interest
Rate TypeFixed Rate
Rate3.99%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,271.00 (-61.39%) Homeowner's exemption Veteran's exemption
2024$114,638 (+21.39%) Land $26,408 Building $88,230$344,052 (+21.44%) Land $79,256 Building $264,796
2022$8,472.00 (+3.51%) Homeowner's exemption$94,435 (+6.96%) Land $21,754 Building $72,681$283,305 (+6.96%) Land $65,262 Building $218,043
2021$8,185.00 Homeowner's exemption$88,290 Land $20,338 Building $67,952$264,870 Land $61,014 Building $203,856

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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