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2735 Colonial Dr, Elgin, IL 60124 Property Records

Kane County property record for 2735 Colonial Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,726 sqft · built 1991
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Sep 2004)
Tax Bill$7,739 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN06-17-429-025

Property Details

APN / Parcel Number

Primary APN06-17-429-025

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,726 sqft Living Area
Gross Area2,467 sqft
Basement Area741 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleColonial
Construction TypeFrame
Foundation TypeRaised
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address2735 COLONIAL DR
CityELGIN
StateIL
Zip60124-5512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANDALL RIDGE UNIT 2 LOT 25
Legal SubdivisionRANDALL RIDGE
Legal Block4
Legal Lot Number25
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4022
Census Tract851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1770 NEWBRIDGE CIR, ELGIN, IL 60123-8835
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Jul 27, 2023Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2004 · Amount on Record
Deed SaleSep 20, 2004 · Amount on Record
Prior SaleMay 16, 2002 · Amount on Record
Deed Document Number2004124018
Prior Transfer DateAug 25, 2004
Prior Transfer Doc0000124017
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2735 COLONIAL DR, ELGIN, IL 60124-5512
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044816
DateNov 12, 2025
Instrument2025K044816
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeFixed Rate
Rate6.12%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2735 COLONIAL DR, ELGIN, IL 60124-5512
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2735 COLONIAL DR, ELGIN, IL 60124-5512

Mortgage

Document Number0000025405
DateJul 27, 2023
Instrument2023K025405
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,739.00 (-1.81%)$114,826 (+8.57%) Land $28,671 Building $86,155$344,616 (+8.57%) Land $86,047 Building $258,568
2024$7,882.00 (+8.09%)$105,762 (+21.39%) Land $26,408 Building $79,354$317,413 (+21.44%) Land $79,256 Building $238,157
2022$7,292.00 (+4.07%) Homeowner's exemption$87,123 (+6.96%) Land $21,754 Building $65,369$261,369 (+6.96%) Land $65,262 Building $196,107
2021$7,007.00 Homeowner's exemption$81,453 Land $20,338 Building $61,115$244,359 Land $61,014 Building $183,345

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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