2715 Sandy Loam Ct, Sebring, FL 33875 Property Records

Highlands County property record for 2715 Sandy Loam Ct, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,221 sqft · built 1984
Lot Size	0.11 acres (4,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (Dec 2017)
Tax Bill	$1,114 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C0958011000058C0`

Property Details

APN / Parcel Number

Primary APN	`C0958011000058C0`
Alternative APN	`C-09-35-28-011-0000-58C0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,221 sqft Living Area
Gross Area	1,795 sqft
1st Floor Area	1,221 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,775 sqft (0.11 acres)
Garage Type	Attached
Garage Area	286 sqft
Driveway	Concrete Driveway
Driveway Area	297 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	328 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2715 SANDY LOAM CT
City	SEBRING
State	FL
Zip	33875-4711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	PRAIRIE OAKS PHASE I PB 14 PG 29 LOT 58C + EASEMENT RIGHTS
Legal Range	28E
Legal Township	35S
Legal Section	09
Legal Subdivision	PRAIRIE OAKS PHASE I
Legal Lot Number	58C
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3019
Census Tract	961301

Owner

Source: Highlands County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2715 SANDY LOAM CT, SEBRING, FL 33875-4711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 14, 2017	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA
May 19, 2017	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Prior Sale	May 19, 2017 · Amount on Record
Deed Document Number	20171876732
Deed Book / Page	2611 / 1779
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 4, 2026
Property Address	2715 SANDY LOAM CT, SEBRING, FL 33875-4711
Document Number	0002324374
Book / Page	3209 / 515
Instrument Date	Jul 23, 2026
Instrument	20262324374
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 SANDY LOAM CT, SEBRING, FL 33875-4711

Mortgage

Document Number	0002324374,
Date	Aug 4, 2026
Book Page	3209/515
Instrument	20262324374

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2041

Interest

Rate	5.84%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2715 SANDY LOAM CT, SEBRING, FL 33875-4711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001990219
Date	Jun 30, 2020
Book Page	2760/544
Instrument	1990219

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 14, 2017
Property Address	2715 SANDY LOAM CT, SEBRING, FL 33875-4711
Document Number	0001876732
Book / Page	002611 / 001779
Instrument Date	Dec 7, 2017
Instrument	1876732
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	HEARTLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2715 SANDY LOAM CT SEBRING FL 338754711, SEBRING, FL 33875-4711

Mortgage

Document Number	1876733
Date	Dec 14, 2017
Book Page	002611/001781
Instrument	1876733

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 19, 2017
Property Address	2715 SANDY LOAM CT, SEBRING, FL 33875-4711
Document Number	0001853693
Book / Page	002581 / 001378
Instrument Date	May 16, 2017
Instrument	1853693
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 SANDY LOAM CT SEBRING FL 338754711, SEBRING, FL 33875-4711

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,114.00 (+3.53%) Homeowner's exemption	$99,377 (+5.99%)	$167,462 (+15.13%) Land $8,500 Building $158,962
2024	$1,076.00 (+3.96%)
2023	$1,035.00 (+2.99%) Homeowner's exemption	$93,763 (+3%)	$145,461 (+15.07%) Land $7,500 Building $137,961
2022	$1,005.00 Homeowner's exemption	$91,032	$126,407 Land $7,500 Building $118,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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