2687 Sandy Loam Ct, Sebring, FL 33875 Property Records

Highlands County property record for 2687 Sandy Loam Ct, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,036 sqft · built 1984
Lot Size	0.11 acres (4,802 sqft)
Owner	Individual Name on File
Last Sale	$108,700 (Apr 2022)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C0958011000058A0`

Property Details

APN / Parcel Number

Primary APN	`C0958011000058A0`
Alternative APN	`C-09-35-28-011-0000-58A0`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,036 sqft Living Area
Gross Area	1,322 sqft
1st Floor Area	1,036 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,802 sqft (0.11 acres)
Garage Type	Attached
Garage Area	286 sqft
Driveway	Concrete Driveway
Driveway Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2687 SANDY LOAM CT
City	SEBRING
State	FL
Zip	33875-4711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	PRAIRIE OAKS PHASE I PB 14 PG 29 LOT 58A + EASEMENT RIGHTS
Legal Range	28E
Legal Township	35S
Legal Section	09
Legal Subdivision	PRAIRIE OAKS PHASE I
Legal Lot Number	58A
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3019
Census Tract	961301

Owner

2687 Sandy Loam Ct is owned and occupied by an individual who bought it in April 2022.

Source: Highlands County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2687 SANDY LOAM CT, SEBRING, FL 33875-4711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA
Mar 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on File
Deed Sale	Apr 28, 2022 · Amount on File
Deed Document Number	20222090512
Deed Book / Page	2901 / 495
Prior Transfer Date	Mar 27, 2018
Prior Transfer Doc	0001890295
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 28, 2022
Property Address	2687 SANDY LOAM CT, SEBRING, FL 33875-4711
Document Number	0002090512
Book / Page	2901 / 495
Map Reference	MB 14 PG 29
Instrument Date	Apr 25, 2022
Instrument	2090512
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	TITLE GUARANTY/S FLORIDA INC, TITLE GUARANTY OF S FLORIDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3029 WYNSTONE DR, 3029, SEBRING, FL 33875-4745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2687 SANDY LOAM CT, SEBRING, FL 33875-4711

Mortgage

Document Number	0002901497
Date	Apr 28, 2022
Instrument	2901/497

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2687 SANDY LOAM CT, SEBRING, FL 33875-4711
Document Number	0001892493
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	SOUTH RIDGE ABSTRACT AND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3035 WYNSTONE DR SEBRING FL 338754745, SEBRING, FL 33875-4745

Mortgage

Document Number	0001892493
Date	Apr 16, 2018
Book Page	002630/001667
Instrument	1892493

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2028

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 27, 2018
Property Address	2687 SANDY LOAM CT, SEBRING, FL 33875-4711
Document Number	0001890295
Book / Page	002628 / 000100
Instrument Date	Mar 27, 2018
Instrument	1890295
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3035 WYNSTONE DR SEBRING FL 338754745, SEBRING, FL 33875-4745

Tax Assessment & Valuation

The 2025 property tax bill for 2687 Sandy Loam Ct was $2,049, up 5.1% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,049.00 (+5.13%)	$131,209 Land $8,500 Building $122,709	$131,209 Land $8,500 Building $122,709
2024	$1,949.00 (+6.1%)
2023	$1,837.00 (+18.67%)	$114,036 (+15.61%) Land $7,500 Building $106,536	$114,036 (+15.61%) Land $7,500 Building $106,536
2022	$1,548.00	$98,641 Land $7,500 Building $91,141	$98,641 Land $7,500 Building $91,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2687 Sandy Loam Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2687 Sandy Loam Ct is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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