2741 Sandy Loam Ct, Sebring, FL 33875 Property Records

Highlands County property record for 2741 Sandy Loam Ct, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,245 sqft · built 2000
Lot Size	0.165 acres (7,203 sqft)
Owner	2 Company Names on Record
Last Sale	$365,000 (Dec 2023)
Tax Bill	$3,649 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-09-35-28-014-0000-0090`

Property Details

APN / Parcel Number

Primary APN	`C-09-35-28-014-0000-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,245 sqft Living Area
Gross Area	2,770 sqft
1st Floor Area	1,965 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,203 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	525 sqft
Driveway	Concrete Driveway
Driveway Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	350 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2741 SANDY LOAM CT
City	SEBRING
State	FL
Zip	33875-4711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	PRAIRIE OAKS VILLAGE PB 15 PG 88 LOT 9
Legal Range	28E
Legal Township	35S
Legal Section	09
Legal Subdivision	PRAIRIE OAKS VILLAGE
Legal Lot Number	9
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3019
Census Tract	961301

Owner

Source: Highlands County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2741 SANDY LOAM CT, SEBRING, FL 33875-4711
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Dec 15, 2023	Warranty Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE
Aug 24, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Oct 6, 2021 · Amount on Record
Deed Document Number	20232182656
Deed Book / Page	3016 / 282
Prior Transfer Date	Aug 24, 2023
Prior Transfer Doc	0002165878
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2741 SANDY LOAM CT, SEBRING, FL 33875-4711
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2741 SANDY LOAM CT, SEBRING, FL 33875-4711

Mortgage

Document Number	0002289965
Date	Dec 2, 2025
Book Page	3160/408
Instrument	2289965

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 15, 2023
Property Address	2741 SANDY LOAM CT, SEBRING, FL 33875-4711
Document Number	0002182656
Book / Page	3016 / 282
Map Reference	MB 15 PG 88
Instrument Date	Dec 14, 2023
Instrument	2182656
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	908 HILLTOP PARK CT, DACULA, GA 30019-2290

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2741 SANDY LOAM CT, SEBRING, FL 33875-4711

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 24, 2023
Property Address	2741 SANDY LOAM CT, SEBRING, FL 33875-4711
Document Number	0002165878
Book / Page	2994 / 545
Map Reference	MB 15 PG 88
Instrument	2165878
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2741 SANDY LOAM CT, SEBRING, FL 33875-4711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2741 SANDY LOAM CT, SEBRING, FL 33875-4711

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 6, 2021
Property Address	2741 SANDY LOAM CT, SEBRING, FL 33875-4711
Document Number	0002057421
Book / Page	2856 / 410
Map Reference	MB 15 PG 88
Instrument Date	Oct 3, 2021
Instrument	2057421
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2741 SANDY LOAM CT, 2741, SEBRING, FL 33875-4711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2741 SANDY LOAM CT, SEBRING, FL 33875-4711

Mortgage

Document Number	0002856412
Date	Oct 6, 2021
Instrument	2856/412

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,649.00 (+2.36%)	$285,883 (+14.7%) Land $18,414 Building $267,469	$285,883 (+12.58%) Land $18,414 Building $267,469
2024	$3,565.00 (+11.23%)
2023	$3,205.00 (+1.17%) Homeowner's exemption	$249,234 (+3%)	$253,936 (+4.94%) Land $12,276 Building $241,660
2022	$3,168.00 Homeowner's exemption	$241,975 Land $12,276 Building $229,699	$241,975 Land $12,276 Building $229,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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