2676 Sandy Loam Ct, Sebring, FL 33875 Property Records

Highlands County property record for 2676 Sandy Loam Ct, Sebring, FL 33875

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,824 sqft · built 1985
Lot Size	0.11 acres (4,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,290 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0958011000061D0`

Property Details

APN / Parcel Number

Primary APN	`C0958011000061D0`
Alternative APN	`C-09-35-28-011-0000-61D0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,534 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,810 sqft (0.11 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	330 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C0958011000061D0
Street Address	2676 SANDY LOAM CT
City	SEBRING
State	FL
Zip	33875-4720
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3FUD
Legal Description	PRAIRIE OAKS PHASE I PB 14 PG 29 LOT 61D + EASEMENT RIGHTS
Legal Range	28E
Legal Township	35S
Legal Section	09
Legal Subdivision	PRAIRIE OAKS PHASE I
Legal Phase	1
Legal Lot Number	61D
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3019
Census Tract	961301

Owner

2676 Sandy Loam Ct, a townhouse, is owned and occupied by two individuals who acquired it in February 2022.

Source: Highlands County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2676 SANDY LOAM CT, SEBRING, FL 33875-4720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Mar 21, 2018	Warranty Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022
Deed Sale	Feb 2, 2022
Prior Sale	May 28, 2014 · Amount on File
Deed Document Number	0028811634
Deed Book / Page	2627 / 0346
Prior Transfer Date	Mar 21, 2018
Prior Transfer Doc	1889495
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2676 SANDY LOAM CT, SEBRING, FL 33875-4720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2676 SANDY LOAM CT, SEBRING, FL 33875-4720

Mortgage

Document Number	0002013176
Date	Jan 4, 2021
Book Page	2793/1461
Instrument	2013176

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 21, 2018
Property Address	2676 SANDY LOAM CT, SEBRING, FL 33875-4720
Document Number	0001889495
Book / Page	2627 / 0346
Map Reference	MB14 PG29
Instrument Date	Mar 19, 2018
Instrument	1889495
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 57, CANADA, 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 BAYSIDE DR, SEBRING, FL 33872-9236

Mortgage

Document Number	0001889496
Date	Mar 21, 2018
Instrument	1889496

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,778	$200,666 Land $8,500 Building $192,166
2024	$1,290.00 (+3.86%)
2023	$1,242.00 (-2.74%) Homeowner's exemption Widower's exemption	$112,069 (+3%)	$174,314 (+15.23%) Land $7,500 Building $166,814
2022	$1,277.00 Homeowner's exemption	$108,805	$151,276 Land $7,500 Building $143,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2676 Sandy Loam Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2676 Sandy Loam Ct is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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